CENTURY 21 Edge
$425,000$450,000$2,936 /mo all-in ↓

1105 ELMWOOD STREET, ORLANDO, FL, 32801

Active304 days on marketListed Oct 16, 2025MLS #O6351524

Reduced $25KBUNGALOW PARK

About this home

1105 ELMWOOD STREET

BACK ON THE MARKET with a price improvement! Your dream build awaits. Don't miss your chance to build downtown! Rare opportunity in downtown Orlando in the Bungalow Park neighborhood just 3 blocks form Lake Davis. Discover the perfect opportunity to build your dream home, with an additional mother-in-law suite, Airbnb or create the perfect investment property with this R-2 zoned property. Nestled in the beautiful downtown area and on a charming brick street this property has many possibilities. It is a fully cleared, .16-acre lot ready for construction with electricity, natural gas, and city sewer already connected. Primed and ready for your vision. Just a short walk to the Dr. Phillips Performing Arts Center, .7 miles to Lake Eola, and the Kia Center for concerts and Magic games. Also close by is the Orlando City Soccer Stadium and unparalleled access to Orlando's vibrant entertainment scene. Boasting close proximity to major hospitals and convenient transportation routes, including easy access to Orlando International Airport. Don’t miss out on this exceptional opportunity to own a property in one of Orlando's most desirable, dynamic, and growing urban areas.

Facts & features

The home at a glance

0.16 ac

Lot size

City view

Inside

Outside & construction

ViewCity

Community & fees

Taxes (2024)$1,028/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Public · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,936 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2024 actual bill$86
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$2,936/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$86
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lake Davis / Greenwood

Map of 1105 ELMWOOD STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando2 min
Universal Orlando15 min
Orlando Int’l Airport (MCO)20 min
Walt Disney World27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Lake Davis / Greenwood — neighborhood snapshot

Population

1,801

Median age

36

Median income

$95,020

Median home value

$476,100

Avg household

2

Households w/ children

178

For the school run

Orange County School District

ElementaryLake Como School★★★★★
HighWilliam R Boone High★★★★★
ElementaryHillcrest Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 112% above the ORLANDO 32801 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $25K
Oct 16, 2025Listed at $450,000 · 304 days on market since

Reality check

What actually sold near 1105 ELMWOOD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6906 N CENTRAL AVENUESold · Dec ’25

$290,000

6906 N CENTRAL AVENUE · same community

3 bd · 1 ba · 1,020 sqft · $284/sqft · 8 DOM

1000 ELMWOOD STREETSold · Dec ’25

$455,750

1000 ELMWOOD STREET · same community

2 bd · 1 ba · 1,060 sqft · $430/sqft · 230 DOM

6909 N NAVIN AVENUESold · Jul ’26

$191,000

6909 N NAVIN AVENUE · same community

3 bd · 2 ba · 1,321 sqft · $145/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 1105 ELMWOOD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1105 ELMWOOD STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1105 ELMWOOD STREET FAQs

What would the monthly payment be for 1105 ELMWOOD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,936/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1105 ELMWOOD STREET?+

The most recent tax bill on record (2024) was $1,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $425,000, this home is listed about 10% above the Orlando median of $387,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1105 ELMWOOD STREET?+

Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$425,000 runs 112% above the ORLANDO 32801 median.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

304 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Como School, William R Boone High, Hillcrest Elementary — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $450,000, now $425,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Brenda Feliciani. MLS #O6351524.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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