1068 PAPAYA CIRCLE, DAVENPORT, FL, 33897
Active290 days on marketListed Oct 21, 2025MLS #O6351793
About this home
1068 PAPAYA CIRCLE
ONE YEAR HOME WARRANTY INCLUDED! LIKE-NEW WITH NO CDD! Built in 2022, this Mirabella home features a highly functional, open floorplan layout and is loaded with sophisticated finishings. As you enter, you are greeted with a spacious open concept living and dining space that is ideal for entertaining. The dining area has a sliding glass door with views out to the patio and backyard, and also leads you over into the kitchen. The large kitchen features sleek espresso cabinetry, granite countertops, stainless steel appliances, and huge peninsula with counter seating that is perfect for prep, hosting, or easy dining. There is also a half bathroom downstairs for you and your guest’s convenience. Upstairs, you are met with a large loft space that can be used for an office, game room, movie room and more – make this space your own! There is also an installed privacy shade that can be used to separate the space. The huge primary suite features a walk-in closet, double-sink vanity with granite countertop, large walk-in glass and tile shower, and extra space for a makeup vanity or storage. The two guest bedrooms are located across from the loft, allowing for added privacy, and share their own guest bathroom with long granite vanity and shower/tub with built-in storage. Other features of the home include a large laundry room with sink and under-stair storage space. Stepping out back, you have a large, covered and screened patio with views of your huge backyard! With no immediate rear neighbors, this space can be transformed into your own Florida oasis. The Mirabella community has a low HOA and no CDD, and features a community pool, playground, and green space. The location is prime, with direct access to US-27 providing a short drive to Walt Disney World, I-4, ChampionsGate, Sunset Walk at Margaritaville and several more new restaurants, shops, and entertainment destinations.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,142
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.6%
$/sqft vs Davenport actives
$182 vs $191
Days on market
290 vs 53 typical
Where $182/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
174 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1068 PAPAYA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$482,000
511 PRESTWICK DRIVE
4 bd · 3 ba · 2,208 sqft · $218/sqft · 33 DOM
Sold · Feb ’26$485,000
111 NOTTINGHAM WAY
4 bd · 3 ba · 2,208 sqft · $220/sqft · 55 DOM
Sold · Apr ’26$425,000
722 BRIGHTON DRIVE
3 bd · 2 ba · 2,057 sqft · $207/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1068 PAPAYA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1068 PAPAYA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1068 PAPAYA CIRCLE FAQs
What would the monthly payment be for 1068 PAPAYA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,089/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1068 PAPAYA CIRCLE?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1068 PAPAYA CIRCLE?+
The most recent tax bill on record (2024) was $4,415. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1068 PAPAYA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $389,000, this home is priced right at the Davenport median.
Which schools are assigned to 1068 PAPAYA CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,000 runs 14% above the DAVENPORT 33897 median.
02Time on market is leverage
290 days on market against a Davenport median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $435,000, now $389,000 — a $46K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Sophia Gordon. MLS #O6351793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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