CENTURY 21 Edge
Pending
$139,876$295,000$1,092 /mo all-in ↓

11150 NW 78TH AVENUE, CHIEFLAND, FL, 32626

Pending301 days on marketListed Oct 16, 2025MLS #O6353151

Priced 30% below the CHIEFLAND 32626 medianReduced $155KDRUMMOND ESTATES

About this home

11150 NW 78TH AVENUE

Ready to move? Flexible Quick closing! Save time and money! Build Ready/RV Ready Now! Location, location, location! Rare privacy lot that has it all! Don't miss this opportunity. Surrounded by trees in all directions. Four-acre turn key ready to build paradise in Chiefland, Florida, 32626, skip the land surveys and clearing, fencing, well drilling, electric pole/panels, septic and other related permitting, it's ready for your off-grid dream! Escape From (you know where) with a Fully improved private lot with well, septic, electric power pole (200 amp), 4 board fencing, dual driveways access with recessed gates Optional is a 40ft high ceiling storage cargo container to store your stuff while building your new dream home. It can stay or go your choice. Bring an RV and stay in one of two (one is sunny for winter, the other is shady for summer) nice RV spots wired with 30Amp service and water hookups. Need water? Property is plumbed with both an old 2" well (would make a nice hand pumper) and a new four-inch well with Iron filter! Fiber Optic service-ready for high speed internet for your rural work-from-home bliss. Are you seeking a very private, quiet, home-ready lot/land to build now or park an RV! NO HOA fees!. So peaceful and quite, woods in every direction. I have found several Indian arrow/spear heads on property. Privacy lot not visible from road. NO zero lot line nosey noisey neighbors. Plenty of room to bring all your toys and trailers! Deer grazing off your back porch every morning. Plenty of birds and wildlife viewing of squirrels, possum, raccoons, armadillo, wild turkey, Cardinals, eagles, hawks, owls, Hummingbirds, Red and Gray foxes, Pileated Woodpeckers, Anols, Blue Tailed Skinks, fence/pine lizards, giant centipedes, fall Fireflys and more. Gorgeous 4.19 acres the looks like a park with Sprawling Live and Water Oaks with Trails meandering throughout. Lovely curb appeal with traditional Four Board black fencing that boarders the front access road. Optional Wireless solar security cameras onsite so you can watch the fox and deer play while your away! This property has so many features, all set up ready for your brick and mortar build or manufactured or tiny home! This will be a gorgeous homesite with many possibilities! Less than 3 miles from shopping and restaurants etc... Just 4 miles from Manatee Springs State Park and the historic Suwannee River and Clay Landing boat ramp, and a short drive to historic Cedar Key for true old Florida charm and world class fishing...

Facts & features

The home at a glance

4.19 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$566/yr

Utilities & systems

UtilitiesElectricity Available · Utility Pole
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,092 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$823
FHA mortgage insurance (est.)$62
Property tax — 2024 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,896Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,896
Interest rate6.00%
Loan term

Estimated payment

$1,092/mo

Principal & interest$823
FHA mortgage insurance (est.)$62
Property taxes (actual bill)$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Chiefland

Map of 11150 NW 78TH AVENUE

Get to know Chiefland. See the full Chiefland guide →

CHIEFLAND 32626 — neighborhood snapshot

Population

8,994

Median age

46.3

Median income

$49,643

Median home value

$160,900

Avg household

2.43

Households w/ children

898

The numbers that matter

The Chiefland market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$270K$262K

Chiefland median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the CHIEFLAND 32626 median. See the full Chiefland market guide →

Paper trail

This home's history

CurrentPrice reduced to $139,876 $155K
Oct 16, 2025Listed at $295,000 · 301 days on market since

Reality check

What actually sold near 11150 NW 78TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11250 NW 76TH TERRACESold · Feb ’26

$294,900

11250 NW 76TH TERRACE · same community

3 bd · 2 ba · 1,576 sqft · $187/sqft · 175 DOM

11933 NW 80TH COURTSold · Oct ’25

$145,000

11933 NW 80TH COURT

3 bd · 1 ba · 1,092 sqft · $133/sqft · 252 DOM

12290 NW 85TH AVENUESold · Jun ’26

$215,000

12290 NW 85TH AVENUE

2 bd · 2 ba · 1,188 sqft · $181/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Stickler

Your agent

Jessica Stickler

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11150 NW 78TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11150 NW 78TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11150 NW 78TH AVENUE FAQs

What would the monthly payment be for 11150 NW 78TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,092/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11150 NW 78TH AVENUE?+

The most recent tax bill on record (2024) was $566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Chiefland?+

At $139,876, this home is listed about 58% below the Chiefland median of $329,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the CHIEFLAND 32626 market on paper

$139,876 is 30% below the CHIEFLAND 32626 median of $199,000.

02Time on market is leverage

301 days on market against a Chiefland median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $295,000, now $139,876 — a $155K cut. The full history is in the market section below.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6353151.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11150 NW 78TH AVENUE, CHIEFLAND, FL — $139,876 | CENTURY 21 Edge