CENTURY 21 Edge
$637,9002 bd2 ba1,043 sqft$612 /sqft$3,968 /mo all-in ↓

3251 SECRET LAKE DRIVE UNIT 1322, KISSIMMEE, FL, 34747

Active300 days on marketListed Oct 17, 2025MLS #O6353473

New constructionWaterfrontCondo - HotelAMBAR RESIDENCES

About this home

3251 SECRET LAKE DRIVE UNIT 1322

One or more photo(s) has been virtually staged. Pre-Construction. To be built. Welcome to the AMBAR Orlando Residences – Apartments by Marriott Bonvoy, a premier condo-hotel development located in the heart of Kissimmee, just moments away from the world-renowned Orlando theme parks. This exclusive project offers a unique blend of luxury condominium living with the convenience and amenities of a top-tier hotel experience backed by Marriott’s trusted hospitality. Each residence is thoughtfully designed to provide a elegant, comfortable retreat, complete with modern finishes and access to resort-style features. Owners and guests alike enjoy full-service amenities, including a sparkling pool, fitness center, concierge services, and on-site dining options. It’s an ideal choice for those seeking a vacation home with the added benefit of a seamless rental program managed by a world-class brand.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,043

Sqft

0 ac

Lot size

2026

Year built

One

Levels

$612

Per sqft

WaterfrontPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Living Room/Dining Room Combo · Open Floorplan · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionBlock
FoundationBlock
FacesNorth
ExteriorBalcony · Garden · Lighting · Sliding Doors

Community & fees

HOA fee$867/mo
Taxes (2026)$0/yr
PetsYes
CommunityFitness Center · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,968 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$2,941
Property tax — 2026 actual bill$0
Condo fee — from the listing$867
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $191,370
Interest rate6.90%
Loan term

Estimated payment

$4,553/mo

Principal & interest$2,941
Est. property taxes$585
HOA / condo fee$867
Est. insurance$160

Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $638K
$391KedgeAI estimate $501,670 · range $407K$571K$663K

vs edgeAI estimate

+27.2%

$/sqft vs AMBAR RESIDENCES

$612 vs $686

Days on market

300 vs 55 typical

Where $612/sqft sits among the 11 homes for sale in AMBAR RESIDENCES

1 · this home
4
0
0
0
6
$612–625$625–639$639–652$652–666$666–679$679+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Map of 3251 SECRET LAKE DRIVE UNIT 1322

Drive times from this address

Walt Disney World11 min
Universal Orlando24 min
Downtown Orlando30 min
Orlando Int’l Airport (MCO)35 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

0 of 11

AMBAR RESIDENCES have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% above the Kissimmee median. See the full Kissimmee market guide →

Paper trail

This home's history

Oct 17, 2025Listed at $637,900 · 300 days on market since
2026Built · AMBAR RESIDENCES

Reality check

What actually sold near 3251 SECRET LAKE DRIVE UNIT 1322

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3064 YELLOW LANTANA LANESold · Sep ’25

$210,000

3064 YELLOW LANTANA LANE

2 bd · 2.5 ba · 1,161 sqft · $181/sqft · 115 DOM

3019 WHITE ORCHID ROADSold · Oct ’25

$250,000

3019 WHITE ORCHID ROAD

2 bd · 2.5 ba · 1,161 sqft · $215/sqft · 97 DOM

3002 RED GINGER ROADSold · Sep ’25

$226,000

3002 RED GINGER ROAD

2 bd · 2.5 ba · 1,161 sqft · $195/sqft · 185 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3251 SECRET LAKE DRIVE UNIT 1322 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3251 SECRET LAKE DRIVE UNIT 1322 — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3251 SECRET LAKE DRIVE UNIT 1322 FAQs

What would the monthly payment be for 3251 SECRET LAKE DRIVE UNIT 1322?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $3,968/mo — principal and interest, estimated property taxes, the $867/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3251 SECRET LAKE DRIVE UNIT 1322?+

The association fee works out to $867 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3251 SECRET LAKE DRIVE UNIT 1322?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3251 SECRET LAKE DRIVE UNIT 1322?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $637,900, this home is listed about 68% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$637,900 runs 68% above the Kissimmee median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Time on market is leverage

300 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.

Listing courtesy of UBIICA LLC · Alejandro Salazar. MLS #O6353473.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3251 SECRET LAKE DRIVE UNIT 1322, KISSIMMEE, FL — 2 Bed, 2 Bath — $637,900 | CENTURY 21 Edge