3560 CORTLAND DRIVE, DAVENPORT, FL, 33837
Active221 days on marketListed Jan 2, 2026MLS #O6356156
About this home
3560 CORTLAND DRIVE
MAJOR PRICE IMPROVEMENT + SELLER INCENTIVE! The price has just been reduced by $10,000, and the seller is offering up to $10,000 toward buyer closing costs with an acceptable contract—creating an incredible opportunity to purchase in the highly sought-after Providence Golf & Country Club! Recently refreshed with complete interior and exterior paint, this beautifully maintained home is clean, move-in ready, and waiting for its next owner. With a new price and significant seller assistance available, now is the time to schedule your private showing before another buyer takes advantage of this opportunity. Enjoy resort-style living in one of Central Florida’s premier guard-gated golf communities. Providence offers an award-winning 18-hole golf course designed by Mike Dasher, scenic walking and biking trails, multiple pools including a resort-style pool and lap pool, a state-of-the-art fitness center, tennis courts, playgrounds, clubhouse amenities, and tranquil lakes throughout the community. With NO CDD FEES, 24-hour manned gate access, and beautifully landscaped surroundings, Providence offers privacy, security, and an exceptional lifestyle. Conveniently located near major highways, shopping, dining, and Walt Disney World, this home combines location, lifestyle, and value. $10,000 PRICE REDUCTION + UP TO $10,000 TOWARD BUYER CLOSING COSTS! Opportunities like this deserve immediate attention. Schedule your showing today and experience everything this home and Providence can provide before it’s gone!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,580
Sqft
0.15 ac
Lot size
2
Garage
2012
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,144 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,144/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.8%
$/sqft vs Davenport actives
$149 vs $191
Days on market
221 vs 55 typical
Where $149/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,285/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Davenport short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.
Where it sits
Inside Providence
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Providence is a short-term-rental community. See the full guide →
Providence — neighborhood snapshot
Population
4,725
Median age
34
Median income
$92,222
Median home value
$384,700
Avg household
3
Households w/ children
663
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
178 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 3560 CORTLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$460,000
3378 CORTLAND DRIVE · same community
4 bd · 3 ba · 2,599 sqft · $177/sqft · 104 DOM
Sold · Jun ’26$399,900
3421 CORTLAND DRIVE · same community
4 bd · 2 ba · 2,082 sqft · $192/sqft · 91 DOM
Sold · Aug ’25$332,500
3391 CORTLAND DRIVE · same community
5 bd · 2.5 ba · 3,079 sqft · $108/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3560 CORTLAND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3560 CORTLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3560 CORTLAND DRIVE FAQs
What would the monthly payment be for 3560 CORTLAND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,144/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3560 CORTLAND DRIVE?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3560 CORTLAND DRIVE?+
The most recent tax bill on record (2024) was $4,901. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3560 CORTLAND DRIVE be rented short-term?+
Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3560 CORTLAND DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $384,000, this home is listed about 2% below the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3560 CORTLAND DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$384,000 runs 18% above the DAVENPORT 33837 median — but at 2,580 sqft it's also 32% larger than the typical Davenport listing.
02Zoned for nightly rentals
Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Water views
The water view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
221 days on market against a Davenport median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $454,600, now $384,000 — a $71K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Lisette Maestre. MLS #O6356156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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