CENTURY 21 Edge
$640,000$715,0003 bd2 ba1,905 sqft$336 /sqft$4,203 /mo all-in ↓

529 E HARDING ST, ORLANDO, FL, 32806

Active263 days on marketListed Nov 4, 2025MLS #O6358012

Reduced $75KSingle Family ResidenceLAKE LANCASTER PLACE

About this home

529 E HARDING ST

Move-In Ready | Fully Renovated | No HOA | No CDD Located in the heart of Orlando, this stunning concrete-block home offers the perfect blend of modern comfort and unbeatable convenience. Featuring 3 spacious bedrooms, 2 full bathrooms, and over 2,700 SqFt of beautifully updated living space, this home is completely remodeled from top to bottom — just bring your suitcase! Fully furnished exactly as shown ? Brand-new roof, plumbing, flooring, and finishes ? Granite countertops & laminate wood flooring ? New A/C system with individual room temperature control ? Double garage + carport ? Block construction (not wood) for long-term peace of mind ? No HOA & No CDD — total freedom! Prime location in Orange County, close to top-rated schools, UCF, and Downtown Orlando. Enjoy easy access to shopping, dining, major highways, and all the best Orlando amenities. A rare bonus — the home sits directly across from a peaceful park, perfect for relaxing with your family after a long day. ?? Move-in ready just in time for the holidays! With every detail thoughtfully updated, you won’t have to worry about a thing ,simply move in and start living your Florida dream

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,905

Sqft

0.1 ac

Lot size

2

Garage

1968

Year built

One

Levels

$336

Per sqft

Inside

FlooringLaminate · Hardwood
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNorthwest
ExteriorGarden · Other · Storage

Community & fees

Taxes (2024)$4,200/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPrivate · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,203 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2024 actual bill$350
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,000
Interest rate6.00%
Loan term

Estimated payment

$4,203/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$350
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$507KedgeAI estimate $552,165 · range $528K$612K$666K

vs edgeAI estimate

+15.9%

$/sqft vs Orlando actives

$336 vs $237

Days on market

263 vs 34 typical

Where $336/sqft sits among the 400 Orlando actives

87
126
94
49 · this home
19
25
$131–186$186–242$242–297$297–352$352–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wadeview Park

Map of 529 E HARDING ST inside its neighborhood boundary

Drive times from this address

Downtown Orlando4 min
Universal Orlando15 min
Orlando Int’l Airport (MCO)21 min
Walt Disney World27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Wadeview Park — neighborhood snapshot

Population

1,722

Median age

43

Median income

$63,559

Median home value

$457,534

Avg household

2

Households w/ children

142

For the school run

Orange County School District

HighWilliam R Boone High★★★★★
ElementaryBlankner K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

153 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the ORLANDO 32806 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $640,000 $75K
Nov 4, 2025Listed at $715,000 · 263 days on market since
1968Built · LAKE LANCASTER PLACE

Reality check

What actually sold near 529 E HARDING ST

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3235 INVERNESS COURTSold · Jun ’26

$613,000

3235 INVERNESS COURT

3 bd · 2 ba · 1,920 sqft · $319/sqft · 5 DOM

3819 BRADLEY AVENUESold · Dec ’25

$400,000

3819 BRADLEY AVENUE

4 bd · 3 ba · 1,934 sqft · $207/sqft · 65 DOM

3251 WICKERSHAM COURTSold · Dec ’25

$482,400

3251 WICKERSHAM COURT

3 bd · 2 ba · 1,984 sqft · $243/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 529 E HARDING ST — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 529 E HARDING ST — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

529 E HARDING ST FAQs

What would the monthly payment be for 529 E HARDING ST?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,203/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 529 E HARDING ST?+

The most recent tax bill on record (2024) was $4,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $640,000, this home is listed about 64% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 529 E HARDING ST?+

William R Boone High (high), Blankner K-8 (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$640,000 runs 51% above the ORLANDO 32806 median — but at 1,905 sqft it's also 21% larger than the typical Orlando listing.

02Time on market is leverage

263 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

William R Boone High, Blankner K-8 — Blankner K-8 rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $715,000, now $640,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Maria Apostol. MLS #O6358012.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Orlando homes, in your inbox

Like 529 E HARDING ST but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 5:18 PM UTC. The listing information on this page last changed on July 25, 2026 at 5:18 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 5:18 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 5:18 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.