5236 SW 88TH CIRCLE, OCALA, FL, 34481
Active267 days on marketListed Nov 10, 2025MLS #O6358647
About this home
5236 SW 88TH CIRCLE
Virtually Staged. Seller to offer credit of up to $3000 towards buyer closing costs! Built in 2025, this stunning 3-bedroom, 3-bath home in the highly sought-after Del Webb Stone Creek community offers modern design and comfort with 2,200 square feet of beautifully crafted living space. A versatile flex room provides the perfect option for a 4th bedroom, home office, or hobby space. Step inside to an inviting open floor plan filled with natural light. The kitchen, dining, and living areas flow seamlessly together, creating an ideal setting for everyday living or entertaining. The kitchen features a large center island with a breakfast bar, stainless steel appliances, a range hood, a tiled backsplash, and quartz countertops. The living room boasts tray ceilings and sliding glass doors that open to a screened-in lanai, perfect for relaxing and enjoying the peaceful backyard view. Modern vinyl flooring runs throughout the main living areas, while the bedrooms are comfortably carpeted. The spacious primary suite includes tray ceilings, dual sinks, and a luxurious tiled walk-in shower. Located in a vibrant 55+ community, residents can enjoy access to resort-style amenities including pools, restaurants, a fitness center, sports courts, golf, and more. Conveniently situated near grocery stores, nature preserves, and dining options, with easy access to major highways, this home offers the perfect blend of style, comfort, and convenience. Experience modern living at its finest in Del Webb Stone Creek, schedule your showing today. Mortgage savings may be available for buyers of this listing.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,200
Sqft
0.15 ac
Lot size
2
Garage
2025
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,285 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,285/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Ocala actives
$205 vs $187
Days on market
267 vs 48 typical
Where $205/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5236 SW 88TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$354,400
9419 SW 52ND LOOP · same community
3 bd · 2 ba · 1,662 sqft · $213/sqft · 71 DOM
Sold · Dec ’25$293,392
9325 SW 52ND LOOP · same community
2 bd · 2 ba · 1,432 sqft · $205/sqft · 35 DOM
Sold · Aug ’25$390,000
9740 SW 68TH LANE
2 bd · 2 ba · 2,164 sqft · $180/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5236 SW 88TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5236 SW 88TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5236 SW 88TH CIRCLE FAQs
What would the monthly payment be for 5236 SW 88TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,285/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5236 SW 88TH CIRCLE?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5236 SW 88TH CIRCLE?+
The most recent tax bill on record (2024) was $324. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5236 SW 88TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $449,900, this home is listed about 50% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5236 SW 88TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,900 runs 94% above the OCALA 34481 median — but at 2,200 sqft it's also 28% larger than the typical Ocala listing.
02Time on market is leverage
267 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $499,900, now $449,900 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · John Marascia. MLS #O6358647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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