CENTURY 21 Edge
$560,000$589,9003 bd2 ba1,247 sqft$449 /sqft$4,095 /mo all-in ↓

4114 BREAKVIEW DRIVE UNIT 20802, ORLANDO, FL, 32819

Active255 days on marketListed Nov 25, 2025MLS #O6362573

Reduced $30KFully furnishedCondominiumISLES/CAY COMMONS PH 2

About this home

4114 BREAKVIEW DRIVE UNIT 20802

Welcome to this beautifully appointed 3-bedroom, 2-bathroom fully furnished condo located in the highly sought-after Isles at Vista Cay, one of the few communities in Orlando that allows Airbnb and short-term rentals. Situated on the second floor with elevator access, this spacious residence features a full kitchen, an in-unit laundry closet with a washer and dryer, and a private balcony overlooking a peaceful pond. The community is gated 24/7 and includes its own dedicated pool, while ownership also provides full access to all Vista Cay amenities, including concierge services, a clubhouse with a front desk, three large swimming pools, two poolside bars, two fire pits, BBQ grills and picnic areas, arcade games, billiard tables, an aqua park and splash pad, a sports court, playground, a two-mile jogging trail along the lake, a business center, media and executive boardroom, a sundries shop, daily trash pickup, and plentiful complimentary parking with no assigned spots. Pets are welcome with a limit of two under 35 lbs each. Perfect as a primary residence, vacation home, or income-producing property, this condo offers resort-style living in one of Orlando’s most flexible and desirable communities — with a prime location just minutes from Universal Studios (about 4.6 miles), the Orange County Convention Center just next door, easy access to International Drive (I-Drive), and only a short drive to Orlando International Airport (approximately 10 minutes). The unit has tile and laminate throughout. HOA covers Internet & Cable.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,247

Sqft

0.03 ac

Lot size

2007

Year built

One

Levels

$449

Per sqft

Water viewFurnished

Inside

FlooringLaminate · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
ViewWater
FacesNortheast
ExteriorBalcony · Sidewalk · Sliding Doors

Community & fees

Taxes (2024)$4,687/yr
PetsSize Limit
CommunityWaterfront · Association Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,095 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property tax — 2024 actual bill$391
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,600
Interest rate6.00%
Loan term

Estimated payment

$4,095/mo

Principal & interest$3,297
FHA mortgage insurance (est.)$248
Property taxes (actual bill)$391
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $560K
$475KedgeAI estimate $506,344 · range $495K$525K$582K

vs edgeAI estimate

+10.6%

$/sqft vs Orlando actives

$449 vs $247

Days on market

255 vs 41 typical

Where $449/sqft sits among the 400 Orlando actives

118
125
87
31
9 · this home
30
$151–211$211–271$271–331$331–391$391–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 4114 BREAKVIEW DRIVE UNIT 20802

Drive times from this address

Universal Orlando11 min
Downtown Orlando16 min
Walt Disney World18 min
Orlando Int’l Airport (MCO)18 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

173 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the Orlando median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $560,000 $30K
Nov 25, 2025Listed at $589,900 · 255 days on market since
2007Built · ISLES/CAY COMMONS PH 2

Reality check

What actually sold near 4114 BREAKVIEW DRIVE UNIT 20802

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4114 BREAKVIEW DRIVE UNIT 30102Sold · Feb ’26

$525,000

4114 BREAKVIEW DRIVE UNIT 30102 · same community

3 bd · 2 ba · 1,247 sqft · $421/sqft · 0 DOM

4114 BREAKVIEW DRIVE UNIT 406Sold · May ’26

$480,000

4114 BREAKVIEW DRIVE UNIT 406 · same community

3 bd · 2 ba · 1,247 sqft · $385/sqft · 618 DOM

4114 BREAKVIEW DRIVE UNIT 30702Sold · Dec ’25

$420,000

4114 BREAKVIEW DRIVE UNIT 30702 · same community

2 bd · 2 ba · 1,112 sqft · $378/sqft · 183 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4114 BREAKVIEW DRIVE UNIT 20802 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4114 BREAKVIEW DRIVE UNIT 20802 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4114 BREAKVIEW DRIVE UNIT 20802 FAQs

What would the monthly payment be for 4114 BREAKVIEW DRIVE UNIT 20802?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,095/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4114 BREAKVIEW DRIVE UNIT 20802?+

The most recent tax bill on record (2024) was $4,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4114 BREAKVIEW DRIVE UNIT 20802?+

The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $560,000, this home is listed about 44% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$560,000 runs 44% above the Orlando median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

255 days on market against a Orlando median of 41 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $589,900, now $560,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of FLORIDA REALTY INVESTMENTS · Karishma Scheid. MLS #O6362573.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Orlando homes, in your inbox

Like 4114 BREAKVIEW DRIVE UNIT 20802 but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 6:43 AM UTC. The listing information on this page last changed on August 7, 2026 at 6:43 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 6:43 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 6:43 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.