CENTURY 21 Edge
$133,000$135,000$1,083 /mo all-in ↓

93RD TERRACE, ARCHER, FL, 32618

Active252 days on marketListed Nov 25, 2025MLS #O6363163

Priced 54% below the ARCHER 32618 medianReduced $2KFOREST PARK UNIT 3 PH II

About this home

93RD TERRACE

Nearly 10 acres, recently CLEARED of underbrush and small trees in a large part of the property. Mobile/Manufactured homes are ok here. No flood zone to worry about. Just 30 minutes to Gainesville, 25 min to Chiefland, an hour or less to Ocala. Welcome to nature lover's paradise with tons of forests, crystal clear natural springs. Be on the ocean in Cedar Key in 45 minutes. Priced to move! Save lots of money buying this property that has been already cleaned up for you VS others with thick woods you can barely walk through! For driving directions, you may use the address of the house next to this vacant property. When you arrive, keep driving a few hundred feet further, it's right next to it on the left. You will see where some land has been cleared. Address to input of neighbors house is: 12370 NE 93rd Ter, Archer, 32618. You may also use GPS Coordinates for exact directions GPS Coordinates to center of property: 29.515848, -82.618003. Enter coordinates into google or apple maps for directions. Listing address is not official and is just for mapping purposes.

Facts & features

The home at a glance

9.57 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2024)$975/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,083 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$783
FHA mortgage insurance (est.)$59
Property tax — 2024 actual bill$81
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,655Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,655
Interest rate6.00%
Loan term

Estimated payment

$1,083/mo

Principal & interest$783
FHA mortgage insurance (est.)$59
Property taxes (actual bill)$81
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Archer

Map of 93RD TERRACE

Get to know Archer. See the full Archer guide →

ARCHER 32618 — neighborhood snapshot

Population

7,340

Median age

44.5

Median income

$52,176

Median home value

$195,000

Avg household

2.25

Households w/ children

777

For the school run

Alachua County School District

ElementaryArcher Elementary★★★★★
MiddleOak View Middle School★★★★★
HighNewberry High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Archer market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$270K$354K

Archer median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the ARCHER 32618 median. See the full Archer market guide →

Paper trail

This home's history

CurrentPrice reduced to $133,000 $2K
Nov 25, 2025Listed at $135,000 · 252 days on market since

Reality check

What actually sold near 93RD TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12451 NE 91ST COURTSold · Sep ’25

$265,000

12451 NE 91ST COURT · same community

2 bd · 2 ba · 1,072 sqft · $247/sqft · 119 DOM

13150 NE 101ST COURTSold · Dec ’25

$370,000

13150 NE 101ST COURT · same community

2 bd · 1 ba · 1,369 sqft · $270/sqft · 76 DOM

12350 NE 101ST COURTSold · Feb ’26

$283,816

12350 NE 101ST COURT · same community

3 bd · 2 ba · 1,488 sqft · $191/sqft · 191 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 93RD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 93RD TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

93RD TERRACE FAQs

What would the monthly payment be for 93RD TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,083/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 93RD TERRACE?+

The most recent tax bill on record (2024) was $975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 93RD TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Archer?+

At $133,000, this home is listed about 65% below the Archer median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 93RD TERRACE?+

Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ARCHER 32618 market on paper

$133,000 is 54% below the ARCHER 32618 median of $292,000.

02Time on market is leverage

252 days on market against a Archer median of 54 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $135,000, now $133,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of SAND DOLLAR REALTY GROUP INC · Robert Arnold, Jr. MLS #O6363163.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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