CENTURY 21 Edge
$90,000$150,000$782 /mo all-in ↓

6397 S LEWDINGAR DRIVE, HOMOSASSA, FL, 34446

Active253 days on marketListed Dec 1, 2025MLS #O6363966

Priced 64% below the HOMOSASSA 34446 medianReduced $60KHOMOSASSA GARDENS

About this home

6397 S LEWDINGAR DRIVE

Build, invest, or hold this 2.7+/- acre vacant parcel in Homosassa, Florida — no HOA and plenty of space to work with. The property offers privacy and flexibility while still being close to everyday needs and outdoor recreation. Conveniently located near Highway 98, with easy access to shopping, dining, boating, fishing, Homosassa springs and Crystal River. Whether you plan to build now or invest for the future, this land puts you in the heart of Florida’s Nature Coast with easy access to Tampa via the Suncoast Parkway.

Facts & features

The home at a glance

2.78 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$630/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Utility Pole
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$782 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$530
FHA mortgage insurance (est.)$40
Property tax — 2025 actual bill$52
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,150
Interest rate6.00%
Loan term

Estimated payment

$782/mo

Principal & interest$530
FHA mortgage insurance (est.)$40
Property taxes (actual bill)$52
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Homosassa

Map of 6397 S LEWDINGAR DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)71 min
Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34446 — neighborhood snapshot

Population

18,797

Median age

61

Median income

$60,625

Median home value

$231,700

Avg household

2.19

Households w/ children

1,261

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% below the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $90,000 $60K
Dec 1, 2025Listed at $150,000 · 253 days on market since

Reality check

What actually sold near 6397 S LEWDINGAR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6359 S LEWDINGAR DRIVESold · Mar ’26

$295,000

6359 S LEWDINGAR DRIVE · same community

3 bd · 2.5 ba · 1,930 sqft · $153/sqft · 77 DOM

6061 S CAN POINTSold · Oct ’25

$95,000

6061 S CAN POINT

2 bd · 1.5 ba · 700 sqft · $136/sqft · 8 DOM

7227 S FINALE POINTSold · May ’26

$169,600

7227 S FINALE POINT

2 bd · 1 ba · 784 sqft · $216/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6397 S LEWDINGAR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6397 S LEWDINGAR DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6397 S LEWDINGAR DRIVE FAQs

What would the monthly payment be for 6397 S LEWDINGAR DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6397 S LEWDINGAR DRIVE?+

The most recent tax bill on record (2025) was $630. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homosassa?+

At $90,000, this home is listed about 74% below the Homosassa median of $348,975. The market section on this page shows how the area is trending.

Which schools are assigned to 6397 S LEWDINGAR DRIVE?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HOMOSASSA 34446 market on paper

$90,000 is 64% below the HOMOSASSA 34446 median of $250,000.

02Time on market is leverage

253 days on market against a Homosassa median of 62 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $150,000, now $90,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of MCGRAW REAL ESTATE SERVICES, LLC · Mike McGraw. MLS #O6363966.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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