358 MONIKA PLACE, ST AUGUSTINE, FL, 32080
Active235 days on marketListed Dec 3, 2025MLS #O6364652
About this home
358 MONIKA PLACE
One or more photo(s) has been virtually staged. **$5,000 Credit to Buyer for Closing!** Low Maintenance Single Family Home Perfect for Easy Living on Anastasia Island Just Blocks from the Beach! Discover Coastal Comfort in this Beautifully Updated 2+ Den Patio Home located in the sought-after gated community of SeaGate (South). Perfectly perched on a desirable corner lot, this residence offers effortless indoor-outdoor living and convenient access to the best of St. Augustine's Anastasia Island lifestyle. Step inside to a bright, open layout featuring high ceilings, transom windows, newly installed LVP flooring and geometric accent wall (seller to remove if desired) all nicely enhance the home's modern aesthetic. The updated kitchen shines with gorgeous granite countertops, stainless steel appliances, and ample cabinetry. An ideal space for both casual meals and entertaining. The primary suite is a serene retreat complete with a large walk-in closet, dual vanity, water closet, and a step-in shower ensuite. Charming barn doors provide privacy and style while opening to an oversized sunroom/den, perfect for a home office, reading nook, play space, or additional lounge space. Outside, enjoy a maintenance-free, private, walled tropical backyard and take in the sunset on the charming covered front porch. Two Car Garage offers 20 AMP EV Charger. Situated in a vibrant community, you'll enjoy resort-style amenities including a sparkling pool, tennis and pickleball courts, clubhouse, and an Intracoastal observation park. All this, just moments from the sandy shores of St. Augustine Beach. Live the Florida lifestyle with comfort, convenience, and coastal charm. This island home is ready for you to move in and enjoy! Super low monthly HOA of only $285 month includes YARD maintenance, lawn irrigation, controlled access, and community amenities. AC/HVAC 2021. Water Heater 2018. Re-piped 2018. Roof 2014. Fully Furnished TurnKey. FREE 1 Year Buyer Home Warranty! Home has NEVER flooded. Seller moving to be closer to family. Take a tour and make an offer today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,526
Sqft
0.11 ac
Lot size
2
Garage
1990
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,614 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,614/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$292 vs $242
Days on market
235 vs 39 typical
Where $292/sqft sits among the 177 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
73 of 177
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 358 MONIKA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$460,000
240 JOEY DRIVE · same community
3 bd · 2 ba · 1,714 sqft · $268/sqft · 5 DOM
Sold · Aug ’25$515,000
246 JOEY DRIVE · same community
3 bd · 2 ba · 1,876 sqft · $275/sqft · 83 DOM
Sold · Jul ’25$556,000
5361 4TH STREET
3 bd · 2 ba · 1,500 sqft · $371/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lyra Rae
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 358 MONIKA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 358 MONIKA PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lyra's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
358 MONIKA PLACE FAQs
What would the monthly payment be for 358 MONIKA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,614/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 358 MONIKA PLACE?+
The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 358 MONIKA PLACE?+
The most recent tax bill on record (2024) was $4,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 358 MONIKA PLACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $445,000, this home is listed about 1% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 358 MONIKA PLACE?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ST AUGUSTINE 32080 market on paper
$445,000 is 26% below the ST AUGUSTINE 32080 median of $599,000, and at $292/sqft it sits under the St Augustine average of $309.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
235 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $465,000, now $445,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Nichole Brosch. MLS #O6364652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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