PARAGON PLACE, CHIPLEY, FL, 32428
Active241 days on marketListed Dec 4, 2025MLS #O6365230
About this home
PARAGON PLACE
If you’re looking for a Florida homesite without the extreme heat of South Florida, this vacant lot in Sunny Hills may be the perfect fit. Enjoy a quieter, more relaxed setting with seasonal weather, while still being close to the coast—approximately 39 miles from Panama City Beach. Outdoor enthusiasts will appreciate convenient access to nearby waterways and recreational areas, including West Bay, Grand Lagoon, North Bay, Deer Point Lake, and a variety of Gulf Coast activities. Whether you’re planning to build your future dream home or hold as an investment, this property offers an attractive opportunity in a growing area. Buyer to verify all measurements, zoning, and building requirements with the appropriate authorities.
Facts & features
The home at a glance
0.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$390 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$390/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside CHIPLEY 32428
CHIPLEY 32428 — neighborhood snapshot
Population
18,015
Median age
40.9
Median income
$52,234
Median home value
$157,900
Avg household
2.42
Households w/ children
2,053
For the school run
Washington County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The CHIPLEY 32428 market
This home is listed 204% above the CHIPLEY 32428 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about PARAGON PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PARAGON PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
PARAGON PLACE FAQs
What would the monthly payment be for PARAGON PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $390/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on PARAGON PLACE?+
The most recent tax bill on record (2025) was $97. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in CHIPLEY 32428?+
At $35,000, this home is listed about 204% above the CHIPLEY 32428 median of $11,500. The market section on this page shows how the area is trending.
Which schools are assigned to PARAGON PLACE?+
Vernon High School (high), Vernon Middle School (middle), Vernon Elementary School (elementary), Chipley High School (high), Roulhac Middle School (middle), Kate M. Smith Elementary School (elementary) — Washington County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ILOTUS REALTY, LLC · Trung Huynh. MLS #O6365230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.