1010 ELM AVENUE, SANFORD, FL, 32771
Active234 days on marketListed Dec 18, 2025MLS #O6368006
About this home
1010 ELM AVENUE
PLEASE NOTE: This lot is associated with the proposed new construction home offered under MLS #O6408905 and is available only as part of that builder package during the listing period. The lot is not being offered separately at this time. Contact the listing agent for complete details regarding the builder, floor plans, pricing, and available options. . . . . . Prime Downtown Sanford Residential Lot – Historic District . . . . . Rare opportunity to build a new home in the heart of Downtown Sanford’s Historic District on a cleared, build-ready lot measuring 64’ x 117’. . . . . The parcel has already been split and surveyed, with utilities approved, allowing you to focus on building your home. . . . . . This property is ideal for families who love the charm of a historic neighborhood but want the comfort, efficiency, and flexibility of a modern, custom-built home. . . . . . The generous lot size—rare for downtown Sanford—offers ample space for the home design, outdoor living, play areas, and parking. . . . . . Perfectly positioned just minutes from downtown shops, restaurants, waterfront parks, and community events, the location allows for walking, biking, or golf-cart access while still maintaining a peaceful residential feel. . . . . Families can enjoy an active, connected lifestyle with room to grow and appreciate the SR-1 zoning and strong demand for new construction within the Historic District. . . . . If you’re a family ready to build your forever home, this exceptional lot offers the ideal combination of location, lifestyle, and long-term value.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,796 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,796/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Residential Historic District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
Residential Historic District — neighborhood snapshot
Population
1,191
Median age
45
Median income
$67,599
Median home value
$301,772
Avg household
2
Households w/ children
129
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $380K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 1010 ELM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$178,000
801 E 8TH STREET · same community
2 bd · 1 ba · 781 sqft · $228/sqft · 20 DOM
Sold · Jan ’26$100,000
1105 S LOCUST AVENUE · same community
2 bd · 1 ba · 848 sqft · $118/sqft · 100 DOM
Sold · Mar ’26$198,000
805 WILLOW AVENUE · same community
2 bd · 1 ba · 868 sqft · $228/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1010 ELM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1010 ELM AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1010 ELM AVENUE FAQs
What would the monthly payment be for 1010 ELM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,796/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1010 ELM AVENUE?+
The most recent tax bill on record (2024) was $4,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1010 ELM AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $200,000, this home is listed about 48% below the Sanford median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1010 ELM AVENUE?+
Hamilton Elementary School (elementary), Pine Crest Elementary School (elementary), Seminole High School (high), Midway Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LEGACY REALTY & BROKERS LLC · Sherrie Wysong. MLS #O6368006.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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