CENTURY 21 Edge
$320,0002 bd2.5 ba1,546 sqft$207 /sqft$2,556 /mo all-in ↓

2804 POLVADERO LANE UNIT 103, ORLANDO, FL, 32835

Active239 days on marketListed Dec 17, 2025MLS #O6368108

CondominiumVISTAS/STONEBRIDGE COMMONS PH

About this home

2804 POLVADERO LANE UNIT 103

Welcome to this beautifully updated 2-bedroom, 2.5-bath, two-story condo located in the desirable Vistas at Stonebridge Commons in the heart of Metrowest. This well-maintained home features new modern tile flooring on both the first and second floors (2023), an updated kitchen (2023) with contemporary finishes, and new light fixtures throughout (2024), creating a fresh, modern feel. The second floor offers a cozy loft, perfect for a home office, reading nook, or additional living space. Enjoy outdoor relaxation on the covered back porch, ideal for morning coffee or evening unwinding. The property also includes a 1-car garage with a private driveway, providing convenient parking and additional storage. The Vistas at Stonebridge is a gated community offering resort-style amenities including a community pool, tennis courts, park, and playground. Conveniently located just minutes from shopping, dining, major roadways, and Orlando’s world-famous attractions, this condo is perfect for homeowners or investors alike. Don’t miss the opportunity to own in one of Metrowest’s most convenient and amenity-rich communities.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,546

Sqft

0.03 ac

Lot size

1

Garage

2005

Year built

Two

Levels

$207

Per sqft

Pets allowed

Inside

FlooringOther · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Washer
InteriorPrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

Taxes (2024)$4,453/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,556 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property tax — 2024 actual bill$371
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,200
Interest rate6.00%
Loan term

Estimated payment

$2,556/mo

Principal & interest$1,884
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$371
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$224KedgeAI estimate $249,690 · range $234K$280K$333K

vs edgeAI estimate

+28.2%

$/sqft vs Orlando actives

$207 vs $250

Days on market

239 vs 43 typical

Where $207/sqft sits among the 400 Orlando actives

118 · this home
130
82
29
10
31
$152–213$213–273$273–334$334–395$395–456$456+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Metro West

Map of 2804 POLVADERO LANE UNIT 103 inside its neighborhood boundary

Drive times from this address

Universal Orlando9 min
Downtown Orlando12 min
Walt Disney World24 min
Orlando Int’l Airport (MCO)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Metro West — neighborhood snapshot

Population

24,843

Median age

34

Median income

$66,500

Median home value

$247,125

Avg household

3

Households w/ children

3,508

For the school run

Orange County School District

ElementaryWestpointe Elementary★★★★★
HighOlympia High★★★★★
MiddleGotha Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

196 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% above the ORLANDO 32835 median. See the full Orlando market guide →

Paper trail

This home's history

Dec 17, 2025Listed at $320,000 · 239 days on market since
2005Built · VISTAS/STONEBRIDGE COMMONS PH

Reality check

What actually sold near 2804 POLVADERO LANE UNIT 103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2851 POLVADERO LANE UNIT 105Sold · Apr ’26

$270,000

2851 POLVADERO LANE UNIT 105 · same community

3 bd · 2.5 ba · 1,682 sqft · $161/sqft · 19 DOM

7246 MARDELL COURTSold · Jun ’26

$377,000

7246 MARDELL COURT

3 bd · 2 ba · 1,585 sqft · $238/sqft · 14 DOM

4366 MIDDLEBROOK ROAD UNIT 3Sold · Aug ’25

$215,000

4366 MIDDLEBROOK ROAD UNIT 3

3 bd · 2.5 ba · 1,447 sqft · $149/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2804 POLVADERO LANE UNIT 103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2804 POLVADERO LANE UNIT 103 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2804 POLVADERO LANE UNIT 103 FAQs

What would the monthly payment be for 2804 POLVADERO LANE UNIT 103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,556/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2804 POLVADERO LANE UNIT 103?+

The most recent tax bill on record (2024) was $4,453. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2804 POLVADERO LANE UNIT 103?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $320,000, this home is listed about 18% below the Orlando median of $389,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2804 POLVADERO LANE UNIT 103?+

Westpointe Elementary (elementary), Olympia High (high), Gotha Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Gea Gomez. MLS #O6368108.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2804 POLVADERO LANE UNIT 103, ORLANDO, FL — 2 Bed, 2.5 Bath — $320,000 | CENTURY 21 Edge