3964 CARRICK BEND DR, KISSIMMEE, FL, 34746
Active220 days on marketListed Jan 1, 2026MLS #O6370259
About this home
3964 CARRICK BEND DR
PRICE IMPROVED! Experience resort-style living in this stunning Antigua Model by Taylor Morrison, located in the guard-gated Bellalago community. This spacious single-story home features 4 bedrooms, 3 full baths, and a dedicated Flex room, all with no rear neighbors and serene WATER VIEWS. Fresh painted walls throughout the house and new custom made Patio door blinds included. Boasting over $50,000 in premium upgrades, the open-concept interior features 8’ interior doors and high ceilings throughout, upgraded ceramic tile and carpet, 42” solid wood kitchen cabinets with crown molding, stainless vented hood/microwave to exterior, upgraded shower tile, round-corner drywall finish, 5¼” baseboards, ceiling fans, and pre-plumb for a future laundry tub. Washer and dryer included. Triple sliding glass doors in the living and dining areas open to an enclosed patio/lanai with serene water views. Relax on your screened lanai or enjoy the privacy of a fully fenced backyard. BELLALAGO AMENITIES: 24-hour security, multiple pools, fitness center with free classes, tennis/basketball courts, walking trails, and boat access to Lake Toho. HOA INCLUDES basic cable and high-speed internet. Located just 5 miles from Poinciana Medical Center and near Valencia Community College. This move-in-ready gem and is a MUST-SEE!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,424
Sqft
0.17 ac
Lot size
2
Garage
2020
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,164 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,164/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs Kissimmee actives
$202 vs $209
Days on market
220 vs 54 typical
Where $202/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34746 — neighborhood snapshot
Population
57,181
Median age
37.6
Median income
$67,677
Median home value
$328,500
Avg household
3.13
Households w/ children
5,929
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $359K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
174 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3964 CARRICK BEND DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$412,500
3929 REED GRASS PLACE
4 bd · 3 ba · 2,420 sqft · $170/sqft · 8 DOM
Sold · Feb ’26$415,000
1741 GOBLET COVE STREET
4 bd · 3 ba · 2,420 sqft · $171/sqft · 36 DOM
Sold · Jan ’26$555,000
3962 CARRICK BEND DRIVE
4 bd · 3 ba · 2,420 sqft · $229/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3964 CARRICK BEND DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3964 CARRICK BEND DR — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3964 CARRICK BEND DR FAQs
What would the monthly payment be for 3964 CARRICK BEND DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,164/mo — principal and interest, the actual property-tax bill, the $364/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3964 CARRICK BEND DR?+
The association fee works out to $364 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3964 CARRICK BEND DR?+
The most recent tax bill on record (2025) was $6,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3964 CARRICK BEND DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $489,900, this home is listed about 29% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3964 CARRICK BEND DR?+
Kissimmee Middle School (middle), Flora Ridge Elementary School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,900 runs 42% above the KISSIMMEE 34746 median — but at 2,424 sqft it's also 34% larger than the typical Kissimmee listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
220 days on market against a Kissimmee median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $509,990, now $489,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Elsa Yueh-Cheng. MLS #O6370259.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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