CENTURY 21 Edge
Short-Term Rental Eligible
$375,000$415,0004 bd3 ba2,034 sqft$184 /sqft$3,098 /mo all-in ↓

3135 CAMDEN WAY, DAVENPORT, FL, 33837

Active209 days on marketListed Jan 13, 2026MLS #O6370903

Reduced $40KSingle Family ResidenceCAMDEN PK/PROVIDENCE PH 4

About this home

3135 CAMDEN WAY

Virtually Staged. **Ask about a lender provided RATE BUY-DOWN CREDIT on this home! Tucked inside the GUARD-GATED Camden Park at Providence, this stunning, NEARLY NEW 4-bedroom, 3-bath residence offers over 2,000 SQUARE FEET of refined living in one of the area’s most sought-after golf communities. Built in 2023 and impeccably maintained, the home sits gracefully on a CORNER LOT with no front neighbors, showcasing serene CONSERVATION VIEWS and a peaceful, upscale setting. From the moment you enter, the home impresses with its bright, open-concept design, where the Living Room, Dining area, and Kitchen flow effortlessly together—perfect for both elegant entertaining and everyday comfort. Sleek tile flooring spans the main living areas, while plush carpeting in the bedrooms adds warmth and retreat-like comfort. Enhanced by MODERN FINISHES, abundant natural light, and ENERGY-EFFICIENT SOLAR, the home blends style with smart living. The designer Kitchen anchors the space with 42-inch white cabinetry, QUARTZ COUNTERTOPS, a generous breakfast bar, stainless steel appliances, a closet pantry, and a chic tile backsplash—ideal for hosting, gathering, and culinary creativity. Sliding glass doors from the living area open to a covered rear porch and an EXPANSIVE BACKYARD, for relaxing evenings and weekend enjoyment. The Primary Suite is a true sanctuary, featuring TWO WALK-IN CLOSETS and a beautifully appointed en suite bath with a dual-sink quartz vanity, SOAKING GARDEN TUB, step-in shower, and private water closet—a spa-like escape at the end of the day. Three additional bedrooms, including one with a private en suite bath, provide versatile living options for guests, family, or work-from-home needs. Residents of Providence enjoy an AWARD-WINNING GOLF COMMUNITY LIFESTYLE, complete with resort-style pools, an elegant clubhouse, fitness center, tennis courts, playgrounds, and scenic walking trails. Ideally located near shopping, dining, and top schools, with CONVENIENT ACCESS to I-4, US-17/92, and SR 429, this home also places Disney, Orlando attractions, and Central Florida destinations within easy reach. A rare opportunity to own a NEARLY NEW, elegantly finished home with conservation views in a PREMIER GATED COMMUNITY—this Camden Park residence delivers luxury, tranquility, and lifestyle in perfect balance. Schedule your tour today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,034

Sqft

0.23 ac

Lot size

2

Garage

2023

Year built

One

Levels

$184

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Solar

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ParkingDriveway
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$143/mo
Taxes (2025)$5,054/yr
PetsYes
CommunityDog Park · Fitness Center · Gated Community - Guard · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Solar · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,098 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$421
HOA fee — from the listing$143
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,098/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$421
HOA / condo fee$143
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $412,632 · range $389K$423K$440K

vs edgeAI estimate

−9.1%

$/sqft vs Davenport actives

$184 vs $191

Days on market

209 vs 55 typical

Where $184/sqft sits among the 400 Davenport actives

63
89
94 · this home
72
38
44
$146–164$164–182$182–200$200–219$219–237$237+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityProvidence
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,280/mo median

MarketDavenport
Annual gross at median$27,360
Gross yield on this price7.3%
Homes for rent right now539

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Davenport short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.

Where it sits

Inside Providence

Map of 3135 CAMDEN WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World33 min
Universal Orlando43 min
Downtown Orlando49 min
Orlando Int’l Airport (MCO)53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Providence is a short-term-rental community. See the full guide →

DAVENPORT 33837 — neighborhood snapshot

Population

45,144

Median age

37.7

Median income

$75,861

Median home value

$297,700

Avg household

2.96

Households w/ children

5,646

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

178 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $40K
Jan 13, 2026Listed at $415,000 · 209 days on market since
2023Built · CAMDEN PK/PROVIDENCE PH 4

Reality check

What actually sold near 3135 CAMDEN WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2931 CAMDEN WAYSold · Jan ’26

$445,000

2931 CAMDEN WAY · same community

4 bd · 3 ba · 2,032 sqft · $219/sqft · 120 DOM

2990 CAMDEN WAYSold · Jul ’26

$460,000

2990 CAMDEN WAY · same community

4 bd · 3 ba · 2,109 sqft · $218/sqft · 41 DOM

2942 CAMDEN WAYSold · Jun ’26

$600,000

2942 CAMDEN WAY · same community

5 bd · 3.5 ba · 3,301 sqft · $182/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3135 CAMDEN WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3135 CAMDEN WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3135 CAMDEN WAY FAQs

What would the monthly payment be for 3135 CAMDEN WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,098/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3135 CAMDEN WAY?+

The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3135 CAMDEN WAY?+

The most recent tax bill on record (2025) was $5,054. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3135 CAMDEN WAY be rented short-term?+

Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3135 CAMDEN WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $375,000, this home is listed about 4% below the Davenport median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 3135 CAMDEN WAY?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$375,000 runs 15% above the DAVENPORT 33837 median.

02Zoned for nightly rentals

Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

04Time on market is leverage

209 days on market against a Davenport median of 55 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $415,000, now $375,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6370903.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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