CENTURY 21 Edge
$225,000$260,0004 bd2 ba1,405 sqft$160 /sqft$1,798 /mo all-in ↓

2590 E STATE ROAD 46, SANFORD, FL, 32771

Active196 days on marketListed Jan 19, 2026MLS #O6374579

Priced 36% below the SANFORD 32771 medianReduced $35KSingle Family ResidenceSTEVENS ADD TO MIDWAY

About this home

2590 E STATE ROAD 46

Sit back and relax in this easy, carefree, low-maintenance home, thoughtfully updated with Mill Pointe Carson Gray flooring, all-new windows, air handler, plumbing, and water heater. Step inside to a spacious great-room floor plan featuring neutral tones, architectural archways, and inviting living spaces designed for comfortable everyday living. This 4-bedroom, 2-bathroom home offers 1,405 sq. ft. of well-appointed space, including a convenient indoor laundry room. The open kitchen is a standout, showcasing stained butcher block countertops, WinTucket Diamond cabinetry, stainless steel appliances, a stylish backsplash, and a cozy eat-in nook. Adjacent to the kitchen is a large great room and a separate dining area, perfect for hosting and entertaining. The spacious primary suite features a walk-in closet and an open-concept en-suite bath, while the thoughtfully designed layout ensures everyone enjoys their own personal space. Ideally located near major roadways, shopping, and all of Lake Mary’s popular restaurants with outdoor dining, this home offers both comfort and convenience. A must-see!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,405

Sqft

0.2 ac

Lot size

1938

Year built

One

Levels

$160

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorLighting · Other

Community & fees

Taxes (2024)$2,565/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,798 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2024 actual bill$214
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,798/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$214
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $225K
$216KedgeAI estimate $251,552 · range $251K$252K$262K

vs edgeAI estimate

−10.6%

$/sqft vs Sanford actives

$160 vs $217

Days on market

196 vs 29 typical

Where $160/sqft sits among the 394 Sanford actives

66 · this home
96
92
64
44
32
$153–180$180–207$207–234$234–262$262–289$289+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Map of 2590 E STATE ROAD 46

Drive times from this address

Downtown Orlando31 min
Orlando Int’l Airport (MCO)40 min
Universal Orlando44 min
Walt Disney World57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32771 — neighborhood snapshot

Population

59,708

Median age

38.7

Median income

$74,520

Median home value

$332,500

Avg household

2.66

Households w/ children

7,359

For the school run

Seminole County School District

ElementaryGoldsboro Elementary Magnet★★★★
ElementaryIdyllwilde Elementary School★★★★★
ElementaryBentley Elementary School★★★★★
HighSeminole High School★★★★★
ElementaryWilson Elementary School★★★★
MiddleMarkham Woods Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$354K$390K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

207 of 394

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

CurrentPrice reduced to $225,000 $35K
Jan 19, 2026Listed at $260,000 · 196 days on market since
1938Built · STEVENS ADD TO MIDWAY

Reality check

What actually sold near 2590 E STATE ROAD 46

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

103 HUGHES AVENUESold · Oct ’25

$186,100

103 HUGHES AVENUE

3 bd · 1.5 ba · 1,394 sqft · $134/sqft · 1 DOM

103 HUGHES AVENUESold · Apr ’26

$317,900

103 HUGHES AVENUE

4 bd · 1.5 ba · 1,394 sqft · $228/sqft · 4 DOM

3643 MAIN STREETSold · Oct ’25

$340,000

3643 MAIN STREET

3 bd · 2 ba · 1,388 sqft · $245/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 2590 E STATE ROAD 46 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2590 E STATE ROAD 46 — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2590 E STATE ROAD 46 FAQs

What would the monthly payment be for 2590 E STATE ROAD 46?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,798/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2590 E STATE ROAD 46?+

The most recent tax bill on record (2024) was $2,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2590 E STATE ROAD 46?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $225,000, this home is listed about 38% below the Sanford median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2590 E STATE ROAD 46?+

Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SANFORD 32771 market on paper

$225,000 is 36% below the SANFORD 32771 median of $349,250, and at $160/sqft it sits under the Sanford average of $227.

02Time on market is leverage

196 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $260,000, now $225,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of REDFIN CORPORATION · Thomas Bayrouty, Jr. MLS #O6374579.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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