2892 MONAGHAN DRIVE, ORMOND BEACH, FL, 32174
Active177 days on marketListed Jan 23, 2026MLS #O6376491
About this home
2892 MONAGHAN DRIVE
Welcome to 2892 Monaghan Dr — an exceptional 3 bed, 3 bath home located in the desirable Halifax Plantation community of Ormond Beach. Built in 2022 and situated on an oversized 1/3-acre lot, this beautifully designed home offers approximately 2,040 sq ft of open living space and modern comfort.Step inside to find a spacious open floor plan with sliders leading to a covered lanai, perfect for indoor-outdoor Florida living. The gourmet kitchen features quartz countertops, a prep island, and stainless appliances—ideal for entertaining or everyday use. Each of the three generously sized bedrooms comes with its own full bath, offering privacy and flexibility for guests or multi-generational living.Enjoy the benefits of Smart Home features and energy-efficient construction, along with a dedicated laundry room and 3-car garage. Halifax Plantation offers resort-style amenities, including golf, tennis, fitness, and clubhouse dining, with optional membership levels to suit your lifestyle.This home is perfect for first-time buyers, growing families, investors, or snowbirds looking for a low-maintenance retreat. Located just off the Ormond Beach Scenic Loop and minutes from the ocean, Halifax River, shopping, dining, and I-95, this home offers both tranquility and convenience in one of the area’s most sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,040
Sqft
0.37 ac
Lot size
3
Garage
2022
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,777 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,777/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Ormond Beach actives
$233 vs $235
Days on market
177 vs 41 typical
Where $233/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Halifax Plantation
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Halifax Plantation — neighborhood snapshot
Population
1,878
Median age
71
Median income
$73,056
Median home value
$375,332
Avg household
2
Households w/ children
76%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2892 MONAGHAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$510,000
3029 ADRIAN DRIVE · same community
4 bd · 3 ba · 2,127 sqft · $240/sqft · 123 DOM
Sold · Apr ’26$510,000
3965 ACOMA DRIVE · same community
3 bd · 2 ba · 1,884 sqft · $271/sqft · 14 DOM
Sold · May ’26$345,000
1313 RUNABY LANE · same community
3 bd · 2 ba · 1,810 sqft · $191/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 2892 MONAGHAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2892 MONAGHAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2892 MONAGHAN DRIVE FAQs
What would the monthly payment be for 2892 MONAGHAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,777/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2892 MONAGHAN DRIVE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2892 MONAGHAN DRIVE?+
The most recent tax bill on record (2025) was $6,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2892 MONAGHAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $474,900, this home is listed about 12% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2892 MONAGHAN DRIVE?+
Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$474,900 runs 19% above the ORMOND BEACH 32174 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
177 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P · Frank McManus. MLS #O6376491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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