1336 GINGOLD STREET NW, PALM BAY, FL, 32907
Active188 days on marketListed Feb 5, 2026MLS #O6377097
About this home
1336 GINGOLD STREET NW
Back on the market-buyer financing fell through. SELLER IS OFFERING A $5,000 CREDIT TOWARDS BUYER'S CLOSING COSTS OR INTEREST RATE BUY-DOWN!! Welcome to this move-in ready home in Palm Bay. Freshly painted and thoughtfully upgraded, this 4-bedroom, 2-bathroom property offers over 1,500 square feet of living space. As you step inside, you’ll appreciate the bright, open feel created by the light color palette and flooring throughout the home. The primary suite and guest bedrooms are thoughtfully positioned on opposite sides of the home, offering privacy for all. The home boasts upgraded bathrooms and a charming kitchen with stainless steel appliances, abundant cabinet storage, and plenty of counter space—perfect for everyday living and entertaining. This home also features several valuable upgrades, including a new roof in 2022, an AC system installed less than a year ago, and a water heater that is approximately 5 years old. The expansive backyard provides the perfect opportunity to bring your vision to life and transform the space into your own custom oasis. Enjoy a prime location just minutes from Interstate 95, beautiful East Coast beaches, as well as nearby shops and restaurants. Don’t miss out on seeing this home—schedule your showing today and make it your own.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,504
Sqft
0.23 ac
Lot size
1989
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,194 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,194/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$183 vs $207
Days on market
188 vs 42 typical
Where $183/sqft sits among the 372 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
99 of 372
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1336 GINGOLD STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$361,990
1550 JUPITER BOULEVARD
3 bd · 2 ba · 1,500 sqft · $241/sqft · 0 DOM
Sold · Aug ’25$267,000
834 HAMM STREET NW
3 bd · 2 ba · 1,510 sqft · $177/sqft · 2 DOM
Sold · Jun ’26$275,510
1270 SEELEY CIRCLE NW
3 bd · 2 ba · 1,483 sqft · $186/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1336 GINGOLD STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1336 GINGOLD STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1336 GINGOLD STREET NW FAQs
What would the monthly payment be for 1336 GINGOLD STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,194/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1336 GINGOLD STREET NW?+
The most recent tax bill on record (2025) was $3,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $275,000, this home is listed about 21% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1336 GINGOLD STREET NW?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM BAY 32907 market on paper
$275,000 is 16% below the PALM BAY 32907 median of $329,000, and at $183/sqft it sits under the Palm Bay average of $195.
02Time on market is leverage
188 days on market against a Palm Bay median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $310,000, now $275,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EMPIRE NETWORK REALTY · Zac Hernandez. MLS #O6377097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Bay homes, in your inbox
Like 1336 GINGOLD STREET NW but not quite? A daily digest of every new listing in Palm Bay — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Krystina to ping you on any price or status change →