CENTURY 21 Edge
$245,000$280,0003 bd2 ba1,467 sqft$167 /sqft$2,020 /mo all-in ↓

878 KILLEARN BOULEVARD, WINTER HAVEN, FL, 33880

Active188 days on marketListed Jan 30, 2026MLS #O6377826

Priced 14% below the Winter Haven medianReduced $35KPrivate poolSingle Family ResidenceCINNAMON RIDGE PH 03

About this home

878 KILLEARN BOULEVARD

Short Sale. Great opportunity to own this spacious home! Please note this is a short sale and purchase is subject to lender/bank approval. Property is being sold strictly in As-Is condition, and buyer is responsible for all municipal inspections. Bring your vision and custom touches to make this home your own! Opportunity meets value in this 3-bedroom, 2-bath home located in a well-established Winter Haven neighborhood. NO HOA. Positioned on a spacious, fully fenced corner lot, this property offers exceptional outdoor space and includes an above-ground pool, perfect for cooling off on hot Florida days, entertaining guests, or enjoying your own private backyard retreat. Inside, you’ll find a functional, comfortable layout with great natural light and flexible living space. This home presents an excellent opportunity for buyers looking to add personal style, build equity, or secure a solid investment property in a growing area. Whether you’re a first-time buyer, downsizing, or expanding your investment portfolio, this home offers strong potential, location convenience, and everyday livability. Ideally located near shopping, dining, Downtown Winter Haven, and the Polk Parkway, with easy access to both Orlando and Tampa for commuting or weekend travel. If you’re looking for space, flexibility, and long-term value with NO HOA restrictions, this is one you don’t want to miss. Schedule your private showing today and explore the possibilities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,467

Sqft

0.2 ac

Lot size

2

Garage

1983

Year built

One

Levels

$167

Per sqft

Private pool

Inside

FlooringCarpet · Ceramic Tile
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorThermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$3,710/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,020 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$309
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,575
Interest rate6.00%
Loan term

Estimated payment

$2,020/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$309
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$235KedgeAI estimate $318,316 · range $289K$330K$343K

vs edgeAI estimate

−23%

$/sqft vs Winter Haven actives

$167 vs $169

Days on market

188 vs 47 typical

Where $167/sqft sits among the 400 Winter Haven actives

53
77
111 · this home
90
27
42
$108–131$131–154$154–177$177–200$200–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 878 KILLEARN BOULEVARD

Drive times from this address

Walt Disney World49 min
Downtown Tampa52 min
Universal Orlando59 min
Tampa Int’l Airport (TPA)63 min
Downtown Orlando65 min
Orlando Int’l Airport (MCO)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

The numbers that matter

The Winter Haven market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$283K$280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

197 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the Winter Haven median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $245,000 $35K
Jan 30, 2026Listed at $280,000 · 188 days on market since
1983Built · CINNAMON RIDGE PH 03

Reality check

What actually sold near 878 KILLEARN BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4319 CHERRYWOOD STREETSold · Apr ’26

$60,000

4319 CHERRYWOOD STREET

2 bd · 2 ba · 1,488 sqft · $40/sqft · 95 DOM

4424 LIMEWOOD STREETSold · May ’26

$90,000

4424 LIMEWOOD STREET

2 bd · 2 ba · 1,440 sqft · $63/sqft · 416 DOM

1368 AXEL CIRCLESold · Oct ’25

$262,000

1368 AXEL CIRCLE

3 bd · 2 ba · 1,440 sqft · $182/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 878 KILLEARN BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 878 KILLEARN BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

878 KILLEARN BOULEVARD FAQs

What would the monthly payment be for 878 KILLEARN BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,020/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 878 KILLEARN BOULEVARD?+

The most recent tax bill on record (2025) was $3,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Haven?+

At $245,000, this home is listed about 14% below the Winter Haven median of $284,990. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the Winter Haven market on paper

$245,000 is 14% below the Winter Haven median of $284,990, and at $167/sqft it sits under the Winter Haven average of $174.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

188 days on market against a Winter Haven median of 47 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $280,000, now $245,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of SIGNATURE INTERNATIONAL REAL E · Barbi Rodriguez, LLC. MLS #O6377826.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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878 KILLEARN BOULEVARD, WINTER HAVEN, FL — 3 Bed, 2 Bath — $245,000 | CENTURY 21 Edge