CENTURY 21 Edge
$579,0004 bd3 ba2,528 sqft$229 /sqft$4,270 /mo all-in ↓

10747 LAXER CAY LOOP, SAN ANTONIO, FL, 33576

Active181 days on marketListed Feb 8, 2026MLS #O6379219

WaterfrontSingle Family ResidenceMIRADA PCL 18-1

About this home

10747 LAXER CAY LOOP

Discover Your Dream Home in Mirada! New fresh-painting and upgrades done! Upgraded 4-bedroom, 3-bath, 3-car garage Hawthorne model by DR Horton located in the highly desirable Mirada community. Built in 2020, this stunning residence boasts 2,537 sq ft of modern living space, featuring luxury vinyl plank flooring throughout (no carpet), and a spacious open-concept design that seamlessly combines comfort and style. The gourmet kitchen impresses with LG luxury appliances, a marble backsplash, and an oversized upgraded sink, perfect for culinary enthusiasts. The family room and dining area create an inviting space for gatherings, while the enormous master bedroom offers a peaceful retreat. Step outside to the oversized extended patio, where you'll find a fully equipped outdoor kitchen, a fire pit, and motorized shade—ideal for entertaining friends and family while overlooking a tranquil pond with a fountain. The backyard is designed for relaxation and outdoor fun, with features like gutters, an epoxy floor in the garage, fresh paint, and upgraded blinds for added privacy and style. Additional highlights include a laundry room with extra storage, utility sink, and included washer and dryer, along with upgraded fans and a ready alarm system for peace of mind. The roof, installed in 2020, provides durability and peace of mind, complemented by a modern A/C system upgraded in 2024, and a new water heater from 2020. While this home does not feature solar panels, its energy-efficient upgrades ensure comfort and savings. Located in the family-friendly Mirada community, residents enjoy resort-style amenities, walking and biking trails, dog parks, golf-cart-friendly streets, and lagoon-front recreation at the nation’s largest man-made lagoon. Situated in Pasco County, this prime location offers easy access to major highways like I-75 and State Road 54, making commutes to Tampa and Orlando a breeze. The community is within close proximity to top-rated schools, shopping centers, parks, healthcare facilities, and outdoor recreation options. Mirada is renowned for its safe, vibrant neighborhood atmosphere, active community events, and ongoing development, making it an ideal place for families, professionals, and retirees alike. Don’t miss this incredible opportunity—schedule your private showing today and step into the next chapter of your life in Mirada!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,528

Sqft

0.18 ac

Lot size

3

Garage

2020

Year built

One

Levels

$229

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Microwave · Range · Refrigerator · Water Softener
InteriorAccessibility Features · Built-in Features · Kitchen/Family Room Combo · Open Floorplan · Smart Home · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ExteriorFire Pit · Irrigation System · Outdoor Grill · Rain Gutters · Sidewalk

Community & fees

HOA fee$83/mo
Taxes (2024)$8,224/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,270 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property tax — 2024 actual bill$685
HOA fee — from the listing$83
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,900
Interest rate6.00%
Loan term

Estimated payment

$4,270/mo

Principal & interest$3,124
PMI (est., until 20% equity)$217
Property taxes (actual bill)$685
HOA / condo fee$83
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $579K
$495KedgeAI estimate $561,463 · range $515K$639K$664K

vs edgeAI estimate

+3.1%

Days on market

181 vs 73 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 10747 LAXER CAY LOOP

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$360K$290K

San Antonio median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

Feb 8, 2026Listed at $579,000 · 181 days on market since
2020Built · MIRADA PCL 18-1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10747 LAXER CAY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10747 LAXER CAY LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10747 LAXER CAY LOOP FAQs

What would the monthly payment be for 10747 LAXER CAY LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,270/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10747 LAXER CAY LOOP?+

The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10747 LAXER CAY LOOP?+

The most recent tax bill on record (2024) was $8,224. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10747 LAXER CAY LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $579,000, this home is listed about 61% above the San Antonio median of $358,995. The market section on this page shows how the area is trending.

Which schools are assigned to 10747 LAXER CAY LOOP?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$579,000 runs 83% above the SAN ANTONIO 33576 median — but at 2,528 sqft it's also 43% larger than the typical San Antonio listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

181 days on market against a San Antonio median of 73 — sellers in this position are usually ready to negotiate.

Listing courtesy of TOP FLORIDA HOMES · Giselle Gartzke. MLS #O6379219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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