CENTURY 21 Edge
$284,500$339,0003 bd2 ba1,912 sqft$149 /sqft$2,270 /mo all-in ↓

822 POINSETTIA DRIVE, EUSTIS, FL, 32726

Active221 days on marketListed Feb 13, 2026MLS #O6382121

Reduced $55KSingle Family ResidenceEUSTIS

About this home

822 POINSETTIA DRIVE

Short Sale. Charming Lake Gracie Retreat | 3 Bedrooms | 2 Baths | 1,912 Sq. Ft. Welcome to this timeless 1949 charmer tucked away on a quiet cul de sac in Eustis’ desirable Lake Gracie area. Offering 1,912 square feet of thoughtfully maintained living space on a generous (huge) 0.33-acre lot, this home blends vintage character with everyday functionality. Inside, you’ll find a spacious and flexible floor plan featuring three bedrooms and two full baths, highlighted by an impressive 20x20 primary suite complete with a large walk-in closet and private en-suite bath. Original wood floors add warmth and authenticity throughout the dining area and bedrooms, while built-in shelving and abundant pantry storage provide both charm and practicality. The kitchen is designed for connection and convenience, featuring stainless steel appliances, a breakfast bar, and a pass-through window that allows natural light to flow freely into the living spaces. A dedicated laundry/utility room and a versatile Florida Room offer additional flexibility—perfect for a home office, den, or bright reading retreat. Outdoors, the expansive, tree-lined lot creates a private oasis ideal for relaxing or entertaining. Mature landscaping and fruit trees enhance the setting, while the enclosed rear porch and covered front entry provide inviting spaces to enjoy Florida’s year-round weather. The yard is partially fenced (wood and chain link) and includes an irrigation system for easy maintenance. A two-car carport and extended driveway ensure ample parking for family and guests. Located just moments from Lake Gracie and minutes to the shops and dining of Downtown Eustis, this home offers both tranquility and convenience. Eustis High School is approximately 0.4 miles away, adding to the property’s accessibility. If you’re looking for character, space, and a prime location wrapped into one inviting home, this Lake Gracie gem is ready to welcome you.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,912

Sqft

0.33 ac

Lot size

1949

Year built

One

Levels

$149

Per sqft

Inside

FlooringLaminate · Hardwood
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryLaundry Room
CoolingMini-Split Unit(s)
HeatingElectric

Outside & construction

RoofMembrane · Shingle
ConstructionBlock
FoundationCrawlspace · Slab
FacesNorth
ExteriorSliding Doors

Community & fees

Taxes (2025)$3,707/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,270 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,675
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$309
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,958Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,958
Interest rate6.00%
Loan term

Estimated payment

$2,270/mo

Principal & interest$1,675
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$309
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$255KedgeAI estimate $313,828 · range $265K$389K$404K

vs edgeAI estimate

−9.3%

$/sqft vs Eustis actives

$149 vs $198

Days on market

221 vs 41 typical

Where $149/sqft sits among the 193 Eustis actives

39 · this home
69
49
9
9
18
$105–159$159–213$213–266$266–320$320–373$373+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Drive times from this address

Downtown Orlando48 min
Universal Orlando52 min
Walt Disney World57 min
Orlando Int’l Airport (MCO)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Heights Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$342K$350K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

101 of 193

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $284,500 $55K
Feb 13, 2026Listed at $339,000 · 221 days on market since
1949Built · EUSTIS

Reality check

What actually sold near 822 POINSETTIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

820 E CLIFFORD AVENUESold · Apr ’26

$305,000

820 E CLIFFORD AVENUE · same community

4 bd · 2.5 ba · 1,993 sqft · $153/sqft · 6 DOM

1107 NORTHSHORE DRIVESold · May ’26

$417,000

1107 NORTHSHORE DRIVE · same community

3 bd · 3 ba · 2,286 sqft · $182/sqft · 303 DOM

900 E ORANGE AVENUESold · Apr ’26

$260,000

900 E ORANGE AVENUE · same community

3 bd · 1 ba · 1,534 sqft · $169/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 822 POINSETTIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 822 POINSETTIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

822 POINSETTIA DRIVE FAQs

What would the monthly payment be for 822 POINSETTIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,270/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 822 POINSETTIA DRIVE?+

The most recent tax bill on record (2025) was $3,707. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Eustis?+

At $284,500, this home is listed about 26% below the Eustis median of $382,000. The market section on this page shows how the area is trending.

Which schools are assigned to 822 POINSETTIA DRIVE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Brian Rotenberger. MLS #O6382121.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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822 POINSETTIA DRIVE, EUSTIS, FL — 3 Bed, 2 Bath — $284,500 | CENTURY 21 Edge