
3504 SOUTHERN CROSS LOOP, KISSIMMEE, FL, 34744
Active171 days on marketListed Feb 17, 2026MLS #O6382967
About this home
3504 SOUTHERN CROSS LOOP
**SOLAR PANELS INCLUDED **INTERNET INCLUDED You'll find the right space, in the right places, On the first floor, an airy kitchen with island dovetails with a cafe area and gathering room, while a room off the kitchen multitasks as a den or home office. An impressive staircase leads to a go-to space for making family memories. You will also find the rest of the bedrooms located on the upper level of the home, with the master bedroom located conveniently for privacy. The master bedroom offers an en-suite bathroom and a large closet, providing plenty of storage space. East Lake Preserve offers a welcoming community surrounded by preservation land and quick access to highly ranked schools. 10 minutes from the VA Hospital in Lake Nona & 10 minutes from Orlando International Airport.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,463
Sqft
0.15 ac
Lot size
2
Garage
2018
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$1 vs $209
Days on market
171 vs 52 typical
Where $1/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34744 — neighborhood snapshot
Population
62,756
Median age
37.9
Median income
$69,837
Median home value
$326,700
Avg household
2.99
Households w/ children
7,069
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
169 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3504 SOUTHERN CROSS LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$385,000
3054 BAY LAUREL CIRCLE N
3 bd · 3 ba · 2,389 sqft · $161/sqft · 2 DOM
Sold · Jan ’26$346,000
3058 DASHA PALM DRIVE
4 bd · 2.5 ba · 2,305 sqft · $150/sqft · 49 DOM
Sold · Nov ’25$483,000
2812 QUIET WATER TRAIL
5 bd · 3 ba · 2,709 sqft · $178/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3504 SOUTHERN CROSS LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3504 SOUTHERN CROSS LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3504 SOUTHERN CROSS LOOP FAQs
What would the monthly payment be for 3504 SOUTHERN CROSS LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3504 SOUTHERN CROSS LOOP?+
The listing reports pets: Cats OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $2,600, this home is listed about 99% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3504 SOUTHERN CROSS LOOP?+
East Lake Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34744 market on paper
$2,600 is 99% below the KISSIMMEE 34744 median of $384,240, and at $1/sqft it sits under the Kissimmee average of $216.
02Time on market is leverage
171 days on market against a Kissimmee median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $2,700, now $2,600 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Camilo Rojas. MLS #O6382967.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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