CENTURY 21 Edge
$350,000$359,9004 bd3 ba1,785 sqft$196 /sqft$2,487 /mo all-in ↓

3809 NEEDLES DRIVE, ORLANDO, FL, 32810

Active171 days on marketListed Feb 18, 2026MLS #O6383011

Reduced $10KPrivate poolSingle Family ResidenceRIVERSIDE ACRES FOURTH ADD

About this home

3809 NEEDLES DRIVE

Back on market! Great opportunity for buyers! This Orlando home may qualify for down payment assistance for eligible buyers, helping make homeownership more accessible. Set on a generously sized lot in an established Orlando neighborhood, this 4-bedroom, 3-bath pool home offers versatility and privacy. Inside, you’ll find nearly 1,800 square feet of functional living space featuring a wood-burning fireplace, abundant built-in storage and multiple living areas that make the home feel larger than expected. A standout feature is the private-entry bedroom suite located in its own wing of the home. With a separate exterior entrance, adjoining flex space, and convenient access to a full bath, this layout is ideal for multigenerational living, guests, or future rental income opportunities. With minimal modification, the space offers the potential to function more independently, depending on your vision. Key updates include: • Metal roof (2020) • HVAC system (May 2023) • Home Generator Hookup System. Step outside to enjoy your screened, solar-heated pool. The fenced backyard features mature fruit trees including avocado, mango, lemon, mulberry, and pineapple, along with an expansive 15x50 garden space. A powered 15x15 workshop and additional covered storage add even more flexibility. The property is equipped with a 5-zone irrigation system supplied by well water for efficient landscape maintenance. No HOA. Conveniently located with quick access to Maitland Boulevard, 441, and I-4, this home offers both accessibility and a tucked-away feel. Close to restaurants, shops and just 30 minutes to Disney World and 20 minutes to Universal Studios. Back on market due to buyer financing being denied. Major insurance-related items have all been addressed. 4-Point inspection available upon request. Call today for your private showing!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,785

Sqft

0.22 ac

Lot size

1958

Year built

One

Levels

$196

Per sqft

Private poolFireplace

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Dryer
InteriorBuilt-in Features · Ceiling Fan(s) · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationSlab
FacesSouth
ExteriorGarden · Irrigation System · Sidewalk · Storage

Community & fees

Taxes (2024)$1,339/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,487 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2024 actual bill$112
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,487/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$112
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$196 vs $251

Days on market

171 vs 42 typical

Where $196/sqft sits among the 400 Orlando actives

119 · this home
125
85
31
10
30
$151–212$212–273$273–333$333–394$394–455$455+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 3809 NEEDLES DRIVE

Drive times from this address

Downtown Orlando15 min
Universal Orlando28 min
Orlando Int’l Airport (MCO)35 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32810 — neighborhood snapshot

Population

37,127

Median age

34.8

Median income

$58,462

Median home value

$260,000

Avg household

2.7

Households w/ children

3,856

For the school run

Orange County School District

ElementaryLake Weston Elementary★★★★★
HighEdgewater High★★★★★
MiddleLockhart Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

177 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the ORLANDO 32810 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $10K
Feb 18, 2026Listed at $359,900 · 171 days on market since
1958Built · RIVERSIDE ACRES FOURTH ADD

Reality check

What actually sold near 3809 NEEDLES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8101 LAKE EVE DRIVESold · Jan ’26

$300,000

8101 LAKE EVE DRIVE · same community

3 bd · 2 ba · 1,788 sqft · $168/sqft · 15 DOM

8216 HILTON WAYSold · Nov ’25

$322,000

8216 HILTON WAY · same community

3 bd · 1.5 ba · 1,542 sqft · $209/sqft · 82 DOM

3805 NEEDLES DRIVESold · Sep ’25

$392,500

3805 NEEDLES DRIVE · same community

3 bd · 2 ba · 1,332 sqft · $295/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3809 NEEDLES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3809 NEEDLES DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3809 NEEDLES DRIVE FAQs

What would the monthly payment be for 3809 NEEDLES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,487/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3809 NEEDLES DRIVE?+

The most recent tax bill on record (2024) was $1,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $350,000, this home is listed about 11% below the Orlando median of $394,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3809 NEEDLES DRIVE?+

Lake Weston Elementary (elementary), Edgewater High (high), Lockhart Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$350,000 runs 19% above the ORLANDO 32810 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

171 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $359,900, now $350,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of EPIQUE REALTY INC. · Jennifer Jefcoat. MLS #O6383011.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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