CENTURY 21 Edge
$392,500$402,5004 bd2.5 ba2,505 sqft$157 /sqft$3,283 /mo all-in ↓

3196 BLUE CRAB DRIVE, TAVARES, FL, 32778

Active164 days on marketListed Feb 27, 2026MLS #O6384528

Reduced $10KSingle Family ResidenceLAKE HARRIS RESERVE PB 78 PG 48-52 LOT 20 ORB 617

About this home

3196 BLUE CRAB DRIVE

Welcome to Lake Harris Reserve in Tavares, known as America's Seaplane City! It is no longer a secret that Tavares is one of Lake County's fastest growing cities. A hidden gem of a 4 bedroom, 2.5 bathroom home in a newer community barely 3 years old. With DR Horton making some of the best homes, the Buyer can expect to find consistent quality throughout them. There is No exception here with this Galen model. This home has Dr. Horton's Smart Home Technology package, which means you can control select home features right from a smart device. As you enter the home, a bonus room greets you on your right with the potential of being used for an office, den, nursery, playroom/gameroom, or even an exercise area. You then past the half bath on the way to the kitchen and walk-in food pantry. Make your way around the oversize kitchen counter to walk through the open floor plan living & dining room combo with still enough space to have separate conversation since its such a spacious area. The bedrooms, full baths, and washroom are all upstairs. Don't worry, there are some of your local favorites to go partake in shopping only about 5 mins away. Whether you need some groceries at Publix, taking the kiddos for a happy meal at McDonald's, getting some of that good old chicken from that Lousiana kitchen at Popeyes, or an awesome latte at Starbucks, the list goes. If you are looking to move to a place while it is still growing versus it already peaked being land-locked, then only one thing left to do, come see for yourself, and Schedule Your Showing Today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,505

Sqft

0.18 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$157

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
ViewTrees/Woods
FacesSouthwest
ParkingDriveway · Guest
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$151/mo
Taxes (2025)$5,859/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,283 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,311
FHA mortgage insurance (est.)$174
Property tax — 2025 actual bill$488
HOA fee — from the listing$151
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,738Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,738
Interest rate6.00%
Loan term

Estimated payment

$3,283/mo

Principal & interest$2,311
FHA mortgage insurance (est.)$174
Property taxes (actual bill)$488
HOA / condo fee$151
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $393K
$367KedgeAI estimate $449,305 · range $383K$512K$532K

vs edgeAI estimate

−12.6%

$/sqft vs Tavares actives

$157 vs $193

Days on market

164 vs 50 typical

Where $157/sqft sits among the 239 Tavares actives

46 · this home
86
44
30
15
18
$121–160$160–199$199–238$238–277$277–316$316+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 3196 BLUE CRAB DRIVE

Drive times from this address

Downtown Orlando53 min
Universal Orlando55 min
Walt Disney World63 min
Orlando Int’l Airport (MCO)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$318K$313K

Tavares median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

116 of 239

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

CurrentPrice reduced to $392,500 $10K
Feb 27, 2026Listed at $402,500 · 164 days on market since
2023Built · LAKE HARRIS RESERVE PB 78 PG 48-52 LOT 20 ORB 617

Reality check

What actually sold near 3196 BLUE CRAB DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2833 DOOLITTLE STREETSold · Jan ’26

$388,159

2833 DOOLITTLE STREET

4 bd · 3 ba · 2,531 sqft · $153/sqft · 0 DOM

2533 RAGHAV TRAILSold · Oct ’25

$419,260

2533 RAGHAV TRAIL

4 bd · 3 ba · 2,384 sqft · $176/sqft · 87 DOM

2530 RAGHAV TRAILSold · Jan ’26

$443,000

2530 RAGHAV TRAIL

4 bd · 3 ba · 2,384 sqft · $186/sqft · 168 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3196 BLUE CRAB DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3196 BLUE CRAB DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3196 BLUE CRAB DRIVE FAQs

What would the monthly payment be for 3196 BLUE CRAB DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,283/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3196 BLUE CRAB DRIVE?+

The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3196 BLUE CRAB DRIVE?+

The most recent tax bill on record (2025) was $5,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3196 BLUE CRAB DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $392,500, this home is listed about 17% above the Tavares median of $336,800. The market section on this page shows how the area is trending.

Which schools are assigned to 3196 BLUE CRAB DRIVE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$392,500 runs 21% above the TAVARES 32778 median — but at 2,505 sqft it's also 48% larger than the typical Tavares listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

164 days on market against a Tavares median of 50 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $402,500, now $392,500 — a $10K cut. The full history is in the market section below.

Listing courtesy of ABRAHAM LEGACY REALTY INC · Nathanael Jean-Jacques. MLS #O6384528.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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