3861 W MALBY LANE, DUNNELLON, FL, 34433
Active169 days on marketListed Feb 23, 2026MLS #O6384766
About this home
3861 W MALBY LANE
Exceptional Corner Lot Near Pine Ridge – 0.26 Acres | Build or Invest This premium corner lot offers excellent visibility, dual road access, and is located in one of the most promising areas of Citrus Springs. Surrounded by existing homes and just minutes from the Pine Ridge community, this lot is ideal for residential construction or long-term investment. Property Highlights: Corner lot with frontage on two paved roads Located near existing homes – highly desirable location Power and water connections available nearby No HOA – freedom to build at your own pace Peaceful residential setting with natural surroundings Strong growth area with increasing new construction Distances from 3861 W Malby Ln: Citrus Springs Elementary – 8 minutes Central Ridge Park – 9 minutes Publix Supermarket – 13 minutes Walmart Dunnellon – 15 minutes Rainbow Springs State Park – 20 minutes Pine Ridge Equestrian Trails – 12 minutes Crystal River – 30 minutes Why This Lot? Corner lots are among the most valuable residential parcels due to their superior accessibility, exposure, and design flexibility. This one stands out even more thanks to nearby development, utility availability, and proximity to Pine Ridge — one of the most sought-after areas in Citrus County.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$326 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$326/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the DUNNELLON 34433 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 3861 W MALBY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$220,000
2745 W REDGATE DRIVE · same community
3 bd · 2 ba · 1,230 sqft · $179/sqft · 48 DOM
Sold · May ’26$293,000
3085 W HAMPSHIRE BOULEVARD · same community
3 bd · 2 ba · 1,365 sqft · $215/sqft · 17 DOM
Sold · Mar ’26$277,500
2992 W HIGGINS PLACE · same community
3 bd · 2 ba · 1,529 sqft · $181/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3861 W MALBY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3861 W MALBY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3861 W MALBY LANE FAQs
What would the monthly payment be for 3861 W MALBY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $326/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3861 W MALBY LANE?+
The most recent tax bill on record (2025) was $193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $23,700, this home is listed about 92% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3861 W MALBY LANE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNNELLON 34433 market on paper
$23,700 is 30% below the DUNNELLON 34433 median of $34,000.
02Time on market is leverage
169 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $23,900, now $23,700 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of I LOVE ORLANDO REALTY INC · Adriano Almeida LLC. MLS #O6384766.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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