3075 CAMDEN WAY, DAVENPORT, FL, 33837
Active159 days on marketListed Mar 4, 2026MLS #O6386854
About this home
3075 CAMDEN WAY
Virtually Staged. Welcome to resort-style living in the highly sought-after Providence Golf community in Davenport. This 24-hour guard-gated neighborhood is known for its exceptional amenities, beautiful surroundings, and one of the lowest HOA fees in the area. Located in the final and most private Camden Park section, this home is tucked away on a quiet, low-traffic street toward the back of the community, offering peace, privacy, and a true neighborhood feel. Residents of Providence enjoy an impressive lineup of amenities including two resort-style pools, one featuring a water slide, pickleball courts, a half basketball court, multiple dog parks, an on-site restaurant, and championship golf, all thoughtfully maintained and included in the HOA. This four bedroom, three bathroom home is the highly sought after Next Gen Freedom model by Lennar, designed as a true home within a home. The main residence features three bedrooms including the primary suite, two full bathrooms, and a dedicated office, making it ideal for working from home. The private attached suite has its own separate entrance, offers a living room, kitchenette, private laundry closet, spacious bedroom, and full bathroom. This space is perfect for multigenerational living, guests, or added flexibility. Built with solid block construction and just over three years old, this home combines modern efficiency with peace of mind. The fully fenced backyard, screened-in lanai, and extended driveway that accommodates up to three vehicles, in addition to the two-car garage, complete this exceptional property. Privacy, flexibility, and resort-style amenities make this home truly stand out.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,107
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,470 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,470/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs Davenport actives
$209 vs $191
Days on market
159 vs 55 typical
Where $209/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,280/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Davenport short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.
Where it sits
Inside Providence
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Providence is a short-term-rental community. See the full guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
177 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 3075 CAMDEN WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$390,000
5422 LEWISHAM DRIVE
4 bd · 3 ba · 2,174 sqft · $179/sqft · 6 DOM
Sold · Jan ’26$355,990
5450 LEWISHAM DRIVE
4 bd · 3 ba · 2,174 sqft · $164/sqft · 0 DOM
Sold · Jan ’26$394,990
5434 LEWISHAM DRIVE
4 bd · 3 ba · 2,174 sqft · $182/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3075 CAMDEN WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3075 CAMDEN WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3075 CAMDEN WAY FAQs
What would the monthly payment be for 3075 CAMDEN WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,470/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3075 CAMDEN WAY?+
The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3075 CAMDEN WAY?+
The most recent tax bill on record (2025) was $4,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3075 CAMDEN WAY be rented short-term?+
Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3075 CAMDEN WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $439,990, this home is listed about 13% above the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3075 CAMDEN WAY?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$439,990 runs 35% above the DAVENPORT 33837 median.
02Zoned for nightly rentals
Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
04Time on market is leverage
159 days on market against a Davenport median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $469,990, now $439,990 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Ken Pozek. MLS #O6386854.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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