13538 FORDWELL DRIVE, ORLANDO, FL, 32828
Active150 days on marketListed Mar 12, 2026MLS #O6388903
About this home
13538 FORDWELL DRIVE
Welcome to this spacious 3-bedroom with a loft, 2.5-bathroom home located in the peaceful Waterford Lakes area of Orlando. This two-story residence features a versatile loft overlooking the pond, perfect for a home office, media space, or playroom, along with the convenience of a two-car garage. From the moment you step through the front door, you’re greeted with serene pond views and an inviting open floor plan designed for both entertaining and everyday living. The well-equipped kitchen offers generous counter space with an abundance of natural light from the skylight while overlooking the spacious family room. The ample and private primary suite is located on the first floor with views of the pond, while the comfortable secondary bedrooms are located upstairs providing privacy and relaxation for the entire household. Step outside to enjoy the tranquil water views from the beautifully fenced backyard, creating the perfect setting for outdoor gatherings or quiet evenings. Ideally located and close to A rated schools, this home also provides easy access to downtown Orlando, dining, the Waterford Lakes Town Center, hospitals, and entertainment. Major highways including 408, 417, and 528 are just minutes away, making commuting a breeze. Plus, Cocoa Beach is less than an hour away, offering the perfect escape for sun and surf. Don’t miss the opportunity to make this wonderful Waterford Lakes home your own and start creating lasting memories
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,083
Sqft
0.13 ac
Lot size
2
Garage
1994
Year built
Two
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,332 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,332/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs Orlando actives
$223 vs $251
Days on market
150 vs 42 typical
Where $223/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
179 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 13538 FORDWELL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$433,000
13501 FORDWELL DRIVE · same community
4 bd · 2 ba · 1,930 sqft · $224/sqft · 4 DOM
Sold · Oct ’25$450,000
13543 EMERALDVIEW DRIVE · same community
3 bd · 2 ba · 1,725 sqft · $261/sqft · 18 DOM
Sold · Sep ’25$430,000
13605 EMERALDVIEW DRIVE · same community
3 bd · 2 ba · 1,700 sqft · $253/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13538 FORDWELL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13538 FORDWELL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13538 FORDWELL DRIVE FAQs
What would the monthly payment be for 13538 FORDWELL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,332/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13538 FORDWELL DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13538 FORDWELL DRIVE?+
The most recent tax bill on record (2024) was $2,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13538 FORDWELL DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $464,900, this home is listed about 18% above the Orlando median of $394,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
150 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $485,000, now $464,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Rick Brown. MLS #O6388903.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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