5541 SE 92ND STREET, OCALA, FL, 34480
Active150 days on marketListed Mar 11, 2026MLS #O6389077
About this home
5541 SE 92ND STREET
Welcome to 5411 SE 92nd St, Ocala, FL 34480 — a beautiful 3-bedroom, 2-bathroom home situated on a quarter-acre lot, offering a comfortable layout and plenty of space for both indoor and outdoor living. Inside, you’ll find a bright open-concept floor plan designed for modern living. The kitchen is the heart of the home, featuring stainless steel appliances and a stunning oversized island that overlooks the main living space — perfect for entertaining guests, family gatherings, or everyday living. The split-bedroom floor plan provides additional privacy between the primary suite and secondary bedrooms. Step outside to enjoy the large backyard, offering plenty of room for outdoor entertaining, gardening, pets, or simply relaxing and enjoying the Florida lifestyle. Located in the thriving Ocala area, this home places you near everything that makes the region so desirable. Ocala is widely known as the “Horse Capital of the World,” offering beautiful rolling landscapes, equestrian culture, and scenic countryside. Residents enjoy easy access to Silver Springs State Park, the Ocala National Forest, natural freshwater springs, hiking trails, boating, and outdoor recreation. The area also features growing shopping centers, local restaurants, farmers markets, and a charming historic downtown district, while still maintaining a peaceful small-town feel. Plus, Ocala’s location provides convenient access to Orlando, Tampa, and Florida’s Gulf Coast beaches, making it an ideal spot for those seeking a balance between nature, affordability, and accessibility. Whether you're relocating, purchasing your first home, or looking for more space to enjoy Florida living, 5411 SE 92nd St offers comfort, convenience, and lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,541
Sqft
0.25 ac
Lot size
2
Garage
2021
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,103 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,103/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.4%
$/sqft vs SUMMERCREST
$162 vs $181
Days on market
150 vs 52 typical
Where $162/sqft sits among the 15 homes for sale in SUMMERCREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
8 of 15
SUMMERCREST have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5541 SE 92ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$276,750
4611 SE 89TH STREET · same community
3 bd · 2 ba · 1,541 sqft · $180/sqft · 98 DOM
Sold · May ’26$291,000
4830 SE 91ST PLACE · same community
3 bd · 2 ba · 1,541 sqft · $189/sqft · 90 DOM
Sold · Apr ’26$275,000
9155 SE 47TH CT ROAD · same community
3 bd · 2 ba · 1,543 sqft · $178/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5541 SE 92ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5541 SE 92ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5541 SE 92ND STREET FAQs
What would the monthly payment be for 5541 SE 92ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,103/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5541 SE 92ND STREET?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5541 SE 92ND STREET?+
The most recent tax bill on record (2025) was $4,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5541 SE 92ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $250,000, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5541 SE 92ND STREET?+
Belleview Middle School (middle), Marion Oaks Elementary School (elementary), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34480 market on paper
$250,000 is 15% below the OCALA 34480 median of $295,000, and at $162/sqft it sits under the Ocala average of $206.
02Time on market is leverage
150 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $284,990, now $250,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS LEGACY REALTY · Johnny Aybar, LLC. MLS #O6389077.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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