CENTURY 21 Edge
$25,000≈$976 /mo all-in ↓

228 SINGLETON AVENUE, ARCADIA, FL, 34266

Active135 days on marketListed Mar 11, 2026MLS #O6389776

✦ Priced 91% below the ARCADIA 34266 median

About this home

228 SINGLETON AVENUE

LOT NEXT DOOR ALSO FOR SALE. PHOTOS IN THIS LISTING SHOW BOTH ADJACENT LOTS, EACH APPROXIMATELY 0.14 ACRES.Great opportunity to own a residential vacant lot in Arcadia, FL. This 0.14-acre property is located in the established subdivision of A.W. Gilchrist’s Subdivision and offers a convenient location close to downtown Arcadia, shopping, dining, and local amenities. Ideal for building a single-family home or holding as an investment property. Electricity nearby. Well and septic will be required. No HOA. Buyer to verify zoning, utilities, and building requirements with DeSoto County.

Facts & features

The home at a glance

0.14 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$7,897/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$976 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$147
FHA mortgage insurance (est.)$11
Property tax — 2025 actual bill$658
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $875
Interest rate6.00%
Loan term

Estimated payment

$976/mo

Principal & interest$147
FHA mortgage insurance (est.)$11
Property taxes (actual bill)$658
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Arcadia

Map of 228 SINGLETON AVENUE

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryWest Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketLeans buyer — 7.8 months of inventoryBuyer’s market

$280K → $260K

Arcadia median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 91% below the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

Mar 11, 2026Listed at $25,000 · 135 days on market since

Reality check

What actually sold near 228 SINGLETON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1074 SE OLIVE STREETSold · Oct ’25

$70,000

1074 SE OLIVE STREET

2 bd · 2 ba · 792 sqft · $88/sqft · 5 DOM

426 W PINE STSold · Oct ’25

$170,000

426 W PINE ST

3 bd · 1 ba · 816 sqft · $208/sqft · 30 DOM

1123 SE 3RD AVENUESold · May ’26

$85,000

1123 SE 3RD AVENUE

2 bd · 1 ba · 825 sqft · $103/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 228 SINGLETON AVENUE — start here.

CallText
donna.layton@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 228 SINGLETON AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

228 SINGLETON AVENUE FAQs

What would the monthly payment be for 228 SINGLETON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $976/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 228 SINGLETON AVENUE?+

The most recent tax bill on record (2025) was $7,897. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $25,000, this home is listed about 93% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 228 SINGLETON AVENUE?+

West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

Keep looking

Similar homes nearby

SINGLETON AVENUE

$25,000

SINGLETON AVENUE, ARCADIA

Listing courtesy of TRUEWAY REALTY LLC · Jose Lamazares. MLS #O6389776.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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