CENTURY 21 Edge
$187,000$229,0003 bd2 ba1,646 sqft$114 /sqft$1,551 /mo all-in ↓

833 NE 28TH STREET, OCALA, FL, 34470

Active122 days on marketListed Apr 10, 2026MLS #O6390984

Priced 6% below the OCALA 34470 medianReduced $42KSingle Family ResidenceMAGNUM 2000

About this home

833 NE 28TH STREET

Here is the kind of opportunity that gets the attention of investors who know how to spot value when it shows up. Welcome to a single-family residence that offers more than just a place on the map. This property presents a smart chance to own an income-producing asset in a growing Florida market, with one of the most appealing advantages already built in. This property is a great find for any investor that wants to pick up an opportunity to own a home that is already leased with long-standing tenants that contributes to its consistent profitability. That is the headline here, and it is a strong one. In a market where time, stability, and performance matter, getting the right property ready to be leased can make all the difference. This home offers a smoother path forward with income potential. For investors, that kind of setup is more than convenient. It is strategic. A property with a history long-standing tenants proves that even before your acquire it, it will be easy to lease. Located in Ocala, this property benefits from being in a market that continues to attract attention for its affordability, demand, and long-term upside. Ocala has become increasingly attractive to both residents and investors who recognize the value of owning in an area with steady appeal and room for growth. That makes this property even more interesting for the buyer who wants a practical investment in a location that continues to stay relevant. Single-family residences remain a favorite among investors for good reason. They often provide broad rental appeal, strong demand, and a more familiar ownership model that can fit well into both newer and seasoned portfolios. When that is paired with an already leased home and long-standing tenancy, the result is an opportunity that feels more attractive right from the start. This is the kind of property that can help simplify the investment process. It is an easy lift to create momentum later, this opportunity allows the next owner to step into a rental dynamic with fewer unknowns, and a much stronger starting position. In the real estate world, that is not just nice to have. That is the kind of detail smart investors chase. For the investor looking to make a smart move in Ocala, this checks an important box: it has worked in the most recent past and will continue to do so with the next owner.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,646

Sqft

0.33 ac

Lot size

1

Garage

1953

Year built

One

Levels

$114

Per sqft

Inside

FlooringOther
AppliancesOther
InteriorOther
LaundryOther
CoolingOther
HeatingOther

Outside & construction

RoofOther
ConstructionOther
FoundationOther
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$2,493/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,551 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,101
FHA mortgage insurance (est.)$83
Property tax — 2025 actual bill$208
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,545Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,545
Interest rate6.00%
Loan term

Estimated payment

$1,551/mo

Principal & interest$1,101
FHA mortgage insurance (est.)$83
Property taxes (actual bill)$208
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $187K
$180KedgeAI estimate $234,388 · range $217K$256K$266K

vs edgeAI estimate

−20.2%

$/sqft vs Ocala actives

$114 vs $187

Days on market

122 vs 53 typical

Where $114/sqft sits among the 400 Ocala actives

132 · this home
190
39
7
11
21
$114–171$171–228$228–285$285–342$342–399$399+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 833 NE 28TH STREET

Get to know Ocala. See the full Ocala guide →

OCALA 34470 — neighborhood snapshot

Population

21,521

Median age

40.1

Median income

$49,592

Median home value

$171,500

Avg household

2.29

Households w/ children

2,267

For the school run

Marion County School District

ElementaryWard-Highlands Elementary School★★★★
MiddleFort King Middle School★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

172 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the OCALA 34470 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $187,000 $42K
Apr 10, 2026Listed at $229,000 · 122 days on market since
1953Built · MAGNUM 2000

Reality check

What actually sold near 833 NE 28TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1856 NE 22ND STREETSold · Aug ’25

$195,000

1856 NE 22ND STREET

3 bd · 1.5 ba · 1,640 sqft · $119/sqft · 233 DOM

2107 NE 8TH ROADSold · Mar ’26

$76,000

2107 NE 8TH ROAD

3 bd · 2 ba · 1,614 sqft · $47/sqft · 5 DOM

1022 NE 11TH AVENUESold · Oct ’25

$170,000

1022 NE 11TH AVENUE

4 bd · 3 ba · 1,702 sqft · $100/sqft · 145 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 833 NE 28TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 833 NE 28TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

833 NE 28TH STREET FAQs

What would the monthly payment be for 833 NE 28TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,551/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 833 NE 28TH STREET?+

The most recent tax bill on record (2025) was $2,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 833 NE 28TH STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $187,000, this home is listed about 37% below the Ocala median of $298,888. The market section on this page shows how the area is trending.

Which schools are assigned to 833 NE 28TH STREET?+

Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OCALA 34470 market on paper

$187,000 is 6% below the OCALA 34470 median of $198,400, and at $114/sqft it sits under the Ocala average of $206.

02Time on market is leverage

122 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $229,000, now $187,000 — a $42K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Tony Tate, PLLC. MLS #O6390984.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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