504 NORMAN AVE, INTERLACHEN, FL, 32148
Active132 days on marketListed Mar 25, 2026MLS #O6393351
About this home
504 NORMAN AVE
Headline: Prime Investment Opportunity in Growing Interlachen Lakes Estates Discover the perfect blend of serenity and potential in Putnam County. This residential lot offers a unique entry point into the robust Florida real estate market at an unbeatable price. Located just 20 minutes from Palatka and an hour from Gainesville, this property provides a quiet, nature-rich escape with easy access to major corridors (I-95, I-75, and I-4). Key Features: Low Holding Costs: Exceptionally low annual property taxes (approx. $190/year) and No HOA fees. Flexible Zoning: Ideal for a custom home or a long-term land-banking strategy. Market Growth: Situated in a "Fiscal Opportunity Zone" near Jacksonville’s expanding urban footprint. Natural Beauty: Surrounded by lakes, forests, and conservation areas, perfect for outdoor enthusiasts. Whether you are looking for a hedge against inflation, a diversified dollar-based asset, or a future homesite, this Interlachen lot represents a secure and affordable investment in the path of progress.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$217 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$217/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $94K
Interlachen median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near 504 NORMAN AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$152,000
1141 DONOVAN AVENUE · same community
2 bd · 2 ba · 900 sqft · $169/sqft · 187 DOM
Sold · Jun ’26$140,000
112 PALMER DRIVE · same community
2 bd · 1 ba · 924 sqft · $152/sqft · 12 DOM
Sold · Jan ’26$155,000
503 THERESA AVENUE · same community
3 bd · 2 ba · 1,080 sqft · $144/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 504 NORMAN AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 504 NORMAN AVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
504 NORMAN AVE FAQs
What would the monthly payment be for 504 NORMAN AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $217/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 504 NORMAN AVE?+
The most recent tax bill on record (2025) was $88. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Interlachen?+
At $7,850, this home is listed about 97% below the Interlachen median of $229,750. The market section on this page shows how the area is trending.
Which schools are assigned to 504 NORMAN AVE?+
Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Luciana Gasparoto da Costa e Silva PA. MLS #O6393351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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