CENTURY 21 Edge
$12,9505 bd5 ba4,038 sqft$3 /sqft$254 /mo all-in ↓

16870 SANCTUARY DRIVE, WINTER GARDEN, FL, 34787

Active129 days on marketListed Apr 2, 2026MLS #O6394261

Priced 98% below the WINTER GARDEN 34787 medianWaterfrontPrivate poolFully furnishedSingle Family Residence

About this home

16870 SANCTUARY DRIVE

Experience elevated lakefront living in one of Winter Garden’s most desirable communities. This fully furnished luxury residence offers a rare combination of design, comfort, and lifestyle, perfectly positioned on a premium lakefront lot with one of the most breathtaking views in the area. Featuring 5 spacious bedrooms and 5 bathrooms, this home was thoughtfully designed with high-end custom built-ins throughout, delivering a seamless and sophisticated aesthetic. The chef’s kitchen showcases a fully integrated refrigerator hidden within custom cabinetry, premium appliances, and a clean, modern design ideal for both daily living and entertaining. The open-concept layout is filled with natural light and flows effortlessly into the outdoor living space, where you’ll find a private pool, expansive patio, and uninterrupted lake views that create a true resort-style experience. Step outside to a unique highlight of the property: a private sand volleyball court, offering a rare lifestyle feature perfect for entertaining, staying active, or enjoying time with family and friends. Additional features include: • Fully furnished • Private office ideal for working from home • Whole-house water filtration system (no need to purchase bottled water) • Solar panel system for enhanced energy efficiency (significantly reducing electricity costs) • Pool maintenance and lawn care included for a hassle-free lifestyle • High-end finishes and custom cabinetry throughout The backyard provides both privacy and stunning panoramic views, making it one of the most desirable settings in the community. Located in a prime area of Winter Garden, this home offers convenient access to top-rated schools, shopping, dining, and major highways - combining luxury living with everyday practicality. This is a rare opportunity to lease a fully furnished, lakefront luxury home with unmatched views, reduced utility costs, and unique features not easily found in the market. Fully furnished and completely turn-key - just bring your suitcase and start living.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,038

Sqft

0.67 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$3

Per sqft

Private poolWaterfrontFurnished55+ community

Inside

AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsNo

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$254 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$76
FHA mortgage insurance (est.)$6
Est. property taxes (1.1%/yr)$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $453Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $453
Interest rate6.00%
Loan term

Estimated payment

$254/mo

Principal & interest$76
FHA mortgage insurance (est.)$6
Est. property taxes$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Garden actives

$3 vs $261

Days on market

129 vs 40 typical

Where $3/sqft sits among the 400 Winter Garden actives

0 · this home
6
69
214
67
44
$3–76$76–148$148–220$220–293$293–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Map of 16870 SANCTUARY DRIVE

Drive times from this address

Downtown Orlando26 min
Walt Disney World27 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementarySunridge Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$620K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

175 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Apr 2, 2026Listed at $12,950 · 129 days on market since
2022Built

Reality check

What actually sold near 16870 SANCTUARY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15485 SANDFIELD LOOPSold · Feb ’26

$772,500

15485 SANDFIELD LOOP

4 bd · 3.5 ba · 4,010 sqft · $193/sqft · 53 DOM

15504 SANDFIELD LOOPSold · Jan ’26

$850,000

15504 SANDFIELD LOOP

4 bd · 3.5 ba · 4,126 sqft · $206/sqft · 114 DOM

15306 SANDFIELD LOOPSold · Mar ’26

$775,000

15306 SANDFIELD LOOP

4 bd · 4.5 ba · 3,919 sqft · $198/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 16870 SANCTUARY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16870 SANCTUARY DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

16870 SANCTUARY DRIVE FAQs

What would the monthly payment be for 16870 SANCTUARY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $254/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 16870 SANCTUARY DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $12,950, this home is listed about 98% below the Winter Garden median of $585,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16870 SANCTUARY DRIVE?+

Sunridge Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER GARDEN 34787 market on paper

$12,950 is 98% below the WINTER GARDEN 34787 median of $530,000, and at $3/sqft it sits under the Winter Garden average of $279.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

129 days on market against a Winter Garden median of 40 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sunridge Elementary, Sunridge Middle, West Orange High — Sunridge Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FORTUNE GLOBAL REALTY · Lino Cervino. MLS #O6394261.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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