118 MILLCREEK DRIVE, MELROSE, FL, 32666
Pending137 days on marketListed Mar 28, 2026MLS #O6394527
About this home
118 MILLCREEK DRIVE
Turn Key Home on 3+ Acres Near Downtown Melrose This immaculate, well-maintained home is just two miles from downtown Melrose, offering the perfect blend of convenience and tranquility. Nestled on over 3 acres of securely fenced property, the home site is also enclosed by a 6-foot chain link fence, ensuring peace of mind. Step inside to find like-new Berber carpet and vinyl flooring throughout. The home boasts recently remodeled bathrooms, hardwood kitchen cabinets, and newer appliances. Enjoy outdoor living with a large front deck and a durable composite back deck, perfect for relaxation or entertaining. This turn-key property is a rare find and ready for you . Don't miss out on this exceptional opportunity!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,104
Sqft
3.22 ac
Lot size
1979
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $318K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 118 MILLCREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 118 MILLCREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
118 MILLCREEK DRIVE FAQs
What would the monthly payment be for 118 MILLCREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 118 MILLCREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melrose?+
At $1,600, this home is listed about 100% below the Melrose median of $424,950. The market section on this page shows how the area is trending.
Which schools are assigned to 118 MILLCREEK DRIVE?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MILLENNIA REALTY · Robert Ruvalcaba. MLS #O6394527.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Melrose homes, in your inbox
Like 118 MILLCREEK DRIVE but not quite? A daily digest of every new listing in Melrose — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →