4403 GANDY CIRCLE, TAMPA, FL, 33616
Active126 days on marketListed Apr 1, 2026MLS #O6395403
About this home
4403 GANDY CIRCLE
Welcome to 4403 Gandy Circle, a charming and move-in ready home located in the heart of Tampa. This 3-bedroom, 1-bathroom home offers a comfortable and functional layout, perfect for first-time buyers, downsizers, or investors. Inside, you’ll find updated carpet in the bedrooms and stylish wood-look tile flooring throughout the main living areas—giving the home a clean, modern feel while remaining easy to maintain. The living space is filled with natural light and flows seamlessly into the kitchen, creating a welcoming environment for both everyday living and entertaining. Each bedroom is well-sized and versatile, ideal for family, guests, or even a home office setup. Step outside and enjoy the potential of your outdoor space—perfect for relaxing, entertaining, or customizing to fit your lifestyle. Conveniently located near shopping, dining, major highways, and just a short drive to downtown Tampa and area beaches, this home offers both comfort and accessibility.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,094
Sqft
0.14 ac
Lot size
1970
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,299 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,299/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13%
$/sqft vs Tampa actives
$288 vs $303
Days on market
126 vs 41 typical
Where $288/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $433K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
193 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the TAMPA 33616 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4403 GANDY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$305,000
7316 S WEST SHORE BOULEVARD
3 bd · 1 ba · 1,059 sqft · $288/sqft · 10 DOM
Sold · Nov ’25$420,000
7315 S SPARKMAN STREET
3 bd · 2 ba · 1,144 sqft · $367/sqft · 4 DOM
Sold · Jan ’26$530,000
7616 S SHERRILL STREET
3 bd · 2 ba · 1,146 sqft · $462/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4403 GANDY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4403 GANDY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4403 GANDY CIRCLE FAQs
What would the monthly payment be for 4403 GANDY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4403 GANDY CIRCLE?+
The most recent tax bill on record (2025) was $1,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $315,000, this home is listed about 30% below the Tampa median of $449,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4403 GANDY CIRCLE?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33616 market on paper
$315,000 is 25% below the TAMPA 33616 median of $418,000, and at $288/sqft it sits under the Tampa average of $345.
02Time on market is leverage
126 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BLAIR REALTY GROUP INC · Cedric Donaldson. MLS #O6395403.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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