2760 FIELDS AVENUE SE, PALM BAY, FL, 32909
Active129 days on marketListed Apr 1, 2026MLS #O6395651
About this home
2760 FIELDS AVENUE SE
LOCATION LOCATION LOCATION!! Discover the perfect opportunity to build your dream home on this 0.22-acre vacant lot in Palm Bay, Florida, within the thriving Port Malabar community. The lot is currently uncleared and has NO HOA, allowing you to design your home and landscaping to your exact specifications! In a residential neighborhood surrounded by other houses, the lot offers a great sense of community. Palm Bay offers plenty of recreational opportunities, including nearby beaches, parks, and nature preserves. Located just 30 minutes from pristine beaches and less than two hours from Walt Disney World, this community combines convenience and tranquility. Enjoy peaceful surroundings and scenic landscapes in an up-and-coming neighborhood with new homes springing up. Conveniently situated under 10 minutes from a Publix. Near dining, shopping, golf courses, schools, the I-95, and Melbourne Orlando International Airport (MLB), this lot offers endless possibilities with no HOA restrictions. ADJACENT LOT ALSO FOR SALE!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$483 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$483/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 2760 FIELDS AVENUE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$253,000
583 Jewell Street SE, Palm Bay FL 32909 · same community
3 bd · 2 ba · 1,169 sqft · $216/sqft · 28 DOM
Sold · Mar ’26$262,000
2898 HAGDOM AVENUE SE · same community
3 bd · 2 ba · 1,374 sqft · $191/sqft · 58 DOM
Sold · Jun ’26$327,990
618 READING STREET SE · same community
4 bd · 2 ba · 1,673 sqft · $196/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2760 FIELDS AVENUE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2760 FIELDS AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2760 FIELDS AVENUE SE FAQs
What would the monthly payment be for 2760 FIELDS AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $483/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2760 FIELDS AVENUE SE?+
The most recent tax bill on record (2025) was $585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $43,400, this home is listed about 88% below the Palm Bay median of $354,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2760 FIELDS AVENUE SE?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM BAY 32909 market on paper
$43,400 is 42% below the PALM BAY 32909 median of $75,000.
02Time on market is leverage
129 days on market against a Palm Bay median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $45,000, now $43,400 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Edson Nunes. MLS #O6395651.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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