1325 CYPRESS RIDGE LOOP, LAKE ALFRED, FL, 33850
Active125 days on marketListed Apr 4, 2026MLS #O6396335
About this home
1325 CYPRESS RIDGE LOOP
SELLER WILL CONTRIBUTE WITH $7,000 TOWARDS BUYER CLOSING COSTS. This beautiful One-story home offers 3 BEDROOMS, 2 BATHROOMS, a 2 CAR GARAGE, and a SCREENED LANAI offering comfort and functionality for everyday living. The lovely KITCHEN opens to the spacious Living and Dining room area, with a BREAKFAST BAR, a PANTRY, and a cozy BREAKFAST NOOK perfect for morning coffee. The MASTER BEDROOM includes a walk-in closet, a private bathroom featuring his and her vanities, and a separate toilet. Step outside through the screened lanai to enjoy a relaxing and spacious backyard. Beautiful contemporary BLINDS. The ROOF was replaced in 2024. This home is located in the Magnolia Ridge community that features a PLAYGROUND, LOW HOA FEES, and NO CDD. Conveniently located with easy access to major attractions, approximately 35 minutes from Walt Disney World themed Parks, and offering an easy commute to both Orlando and Tampa. THIS PROPERTY IS LOCATED IN AN ELIGIBLE AREA FOR A USDA LOAN ($0 DOWNPAYMENT). Make this amazing home your new residence in the Sunshine State!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,747
Sqft
0.17 ac
Lot size
2
Garage
2016
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,440 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,440/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs Lake Alfred actives
$180 vs $188
Days on market
125 vs 58 typical
Where $180/sqft sits among the 110 Lake Alfred actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
LAKE ALFRED 33850 — neighborhood snapshot
Population
9,825
Median age
43.5
Median income
$53,877
Median home value
$215,700
Avg household
2.49
Households w/ children
1,055
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $349K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
41 of 110
Lake Alfred actives have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 1325 CYPRESS RIDGE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$310,000
1246 MAPLEBROOK DRIVE · same community
4 bd · 2.5 ba · 2,526 sqft · $123/sqft · 143 DOM
Sold · Dec ’25$230,000
350 E ORANGE STREET
3 bd · 2 ba · 1,745 sqft · $132/sqft · 0 DOM
Sold · Dec ’25$221,000
255 S PENNSYLVANIA AVENUE
3 bd · 2 ba · 1,729 sqft · $128/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1325 CYPRESS RIDGE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1325 CYPRESS RIDGE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1325 CYPRESS RIDGE LOOP FAQs
What would the monthly payment be for 1325 CYPRESS RIDGE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,440/mo — principal and interest, the actual property-tax bill, the $82/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1325 CYPRESS RIDGE LOOP?+
The association fee works out to $82 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1325 CYPRESS RIDGE LOOP?+
The most recent tax bill on record (2025) was $2,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1325 CYPRESS RIDGE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Alfred?+
At $315,000, this home is listed about 12% below the Lake Alfred median of $359,945. The market section on this page shows how the area is trending.
Which schools are assigned to 1325 CYPRESS RIDGE LOOP?+
Walter Caldwell Elementary School (elementary), Auburndale Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE ALFRED 33850 market on paper
$315,000 is 3% below the LAKE ALFRED 33850 median of $325,900, and at $180/sqft it sits under the Lake Alfred average of $191.
02Time on market is leverage
125 days on market against a Lake Alfred median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $323,000, now $315,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED REALTY GROUP INC · Gloria Duque. MLS #O6396335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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