14196 SE 34TH TERRACE, SUMMERFIELD, FL, 34491
Active167 days on marketListed Apr 7, 2026MLS #O6396848
About this home
14196 SE 34TH TERRACE
BACK ON THE MARKET DUE TO BUYER FINANCING FAIL THROUGH. This home was built in 2022, this custom block home offers modern construction, quality finishes, and efficient design. The exterior features durable stucco and an attached 2-car garage. Inside, you’ll find 3 bedrooms and 2 bathrooms, highlighted by an open layout and excellent natural light. The kitchen stands out with beautiful cabinetry, a spacious layout, and included appliances: Refrigerator, Range with hood, and Dishwasher. The primary suite features a generous walk-in closet and a well-appointed bathroom. This home combines comfort, style, and energy efficiency—ideal for anyone seeking a move-in-ready property
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,332
Sqft
0.22 ac
Lot size
2
Garage
2022
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,896 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,896/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.2%
$/sqft vs BELLEVIEW HEIGHTS ESTATE
$173 vs $180
Days on market
167 vs 53 typical
Where $173/sqft sits among the 51 homes for sale in BELLEVIEW HEIGHTS ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $269K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
26 of 51
BELLEVIEW HEIGHTS ESTATE have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 14196 SE 34TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$239,900
3979 SE 143RD PLACE · same community
3 bd · 2 ba · 1,331 sqft · $180/sqft · 4 DOM
Sold · Dec ’25$255,000
14899 SE 32ND COURT ROAD · same community
3 bd · 2 ba · 1,335 sqft · $191/sqft · 37 DOM
Sold · May ’26$259,900
2923 SE 140TH LN · same community
3 bd · 2 ba · 1,349 sqft · $193/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14196 SE 34TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14196 SE 34TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14196 SE 34TH TERRACE FAQs
What would the monthly payment be for 14196 SE 34TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,896/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14196 SE 34TH TERRACE?+
The most recent tax bill on record (2025) was $3,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $229,900, this home is listed about 21% below the Summerfield median of $291,200. The market section on this page shows how the area is trending.
Which schools are assigned to 14196 SE 34TH TERRACE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SUMMERFIELD 34491 market on paper
$229,900 is 16% below the SUMMERFIELD 34491 median of $274,900, and at $173/sqft it sits under the Summerfield average of $244.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
167 days on market against a Summerfield median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $245,000, now $229,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMBS PREMIER REALTY GROUP · Gerard Corbin. MLS #O6396848.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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