3 PORTER LANE, PALM COAST, FL, 32164
Pending122 days on marketListed Apr 7, 2026MLS #O6397013
About this home
3 PORTER LANE
Under Construction. Along Florida’s scenic northeast coast, Palm Coast is a place where nature and lifestyle come together beautifully. Miles of trails wind through peaceful preserves, golf courses stretch across lush landscapes, and the breathtaking gardens and coquina shoreline of Washington Oaks Gardens State Park showcase the natural charm that makes this coastal community so special. The Willow floor plan captures that same sense of comfort and style. From the curb, stone exterior accents and architectural shingles create lasting curb appeal, leading to a covered front entry and a thoughtfully designed interior. Just off the foyer, a versatile flex room provides the perfect setting for a study, creative studio, or additional living space. The heart of the home unfolds in an open-concept layout centered around a spacious kitchen with granite countertops throughout, a large walk-in pantry, and an island with bar-top seating that invites gathering and conversation. The great room flows seamlessly to an extended screened-in patio, creating an inviting setting for indoor-outdoor Florida living. Extra LED lighting brightens both the great room and the primary bedroom, adding warmth and dimension throughout the home. Privately positioned at the rear, the primary suite feels like a retreat with a large walk-in closet, dual sinks, and a tiled shower with glass enclosure. Three additional bedrooms provide comfortable space for growing households, guests, or hobbies. Smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Smart Switches. Professionally installed landscaping enhances the exterior, while ENERGY STAR® windows add efficiency and comfort. A full builder warranty brings lasting peace of mind in a home designed for the Palm Coast lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,052
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,516 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,516/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
Days on market
122 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 3 PORTER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 PORTER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 PORTER LANE FAQs
What would the monthly payment be for 3 PORTER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3 PORTER LANE?+
The most recent tax bill on record (2025) was $558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3 PORTER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $364,900, this home is listed about 9% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3 PORTER LANE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of NEW HOME STAR FLORIDA LLC · Bridgette Hoyt. MLS #O6397013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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