2154 CAMDEN LOOP, DAVENPORT, FL, 33837
Active105 days on marketListed Apr 9, 2026MLS #O6397159
About this home
2154 CAMDEN LOOP
Nestled within the highly sought-after Providence Golf & Country Club, this beautifully upgraded 3-bedroom, 2-bathroom home at 2154 Camden Loop offers the perfect blend of comfort, style, and serene Florida living. Built in 2020 and spanning 2,084 square feet, this thoughtfully designed residence welcomes you with stunning curb appeal, featuring stone-covered columns, a spacious covered front porch, and a paver driveway and walkway. As you step through the front door, you are immediately greeted by a versatile flex room on the right, perfect for a home office, playroom, or cozy sitting area. The hallway opens into an expansive and light-filled living space where the upgraded kitchen takes center stage. Designed with both functionality and style in mind, the kitchen features 42” wood cabinetry with crown molding, quartz countertops, a large island with breakfast bar seating, and sleek stainless steel appliances. The kitchen seamlessly overlooks the dining and living areas, making it ideal for entertaining, while the living room frames peaceful lake views that create a truly relaxing backdrop. Tucked away on the left side of the home are two generously sized secondary bedrooms, each filled with natural light, complete with ceiling fans and plush carpeting. A well-appointed second bathroom offers wood-look tiled flooring, a shower/tub combination, and ample space for guests or family. The laundry room is conveniently located within this hallway for easy everyday use. Privately situated at the rear of the home, the spacious primary suite is a true retreat, featuring tranquil lake views, a large walk-in closet, and a spa-like en-suite bathroom complete with tiled flooring, a walk-in shower, and a separate soaking tub. Throughout the main living areas, you’ll find beautiful wood-look tile flooring that enhances both durability and design. Additional upgrades include a smart home wiring system, security system, insulated double-pane windows, and an irrigation system. Step outside to enjoy Florida living at its finest with a screened-in rear lanai and covered porch overlooking the water, perfect for morning coffee or evening sunsets. The home also features a spacious 2-car garage and an inviting front porch ideal for enjoying the outdoors year-round. Located within a gated, 24-hour guarded community, residents of Providence enjoy access to resort-style amenities including a championship golf course, clubhouse, pools, tennis courts, fitness center, playgrounds, walking trails, and an on-site restaurant. With its modern upgrades, functional layout, and picturesque setting, this home offers an exceptional opportunity to enjoy the best of Central Florida living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,004
Sqft
0.15 ac
Lot size
2
Garage
2020
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
Days on market
105 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$37,012/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
The Davenport short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.
Where it sits
Inside Providence
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Providence is a short-term-rental community. See the full guide →
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2154 CAMDEN LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2154 CAMDEN LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2154 CAMDEN LOOP FAQs
What would the monthly payment be for 2154 CAMDEN LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,189/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2154 CAMDEN LOOP?+
The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2154 CAMDEN LOOP?+
The most recent tax bill on record (2025) was $4,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2154 CAMDEN LOOP be rented short-term?+
Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2154 CAMDEN LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $395,000, this home is listed about 2% above the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 2154 CAMDEN LOOP?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$395,000 runs 23% above the DAVENPORT 33837 median.
02Zoned for nightly rentals
Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
105 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $415,000, now $395,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of ORANGE SLICE PROPERTIES · Madeleine Karaffa. MLS #O6397159.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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