2134 NE 45TH AVENUE, OCALA, FL, 34470
Active123 days on marketListed Apr 9, 2026MLS #O6397217
About this home
2134 NE 45TH AVENUE
NEW PRICE IMPROVEMENT! Beautifully renovated and well-maintained end-unit townhome featuring 2 bedrooms, 2.5 bathrooms, and 2 assigned parking spaces. Brand-new roof included. Enjoy the comfort and privacy of your own entrance and private patio, with no shared access or outdoor space with neighboring units. This home offers a remodeled kitchen with brand-new cabinets, granite countertops, a new microwave, a spacious pantry, and tile flooring. The first floor features new laminate flooring, fresh interior paint, a convenient half bathroom, and an indoor laundry area with a brand-new washer. The spacious living and dining areas showcase beautiful laminate flooring, a convenient coat closet, fresh interior paint, and sliding glass doors leading to a private wood-fenced patio, perfect for outdoor seating and relaxation. The patio also includes exterior storage and gutters. Upstairs, the primary bedroom features two spacious closets and an updated en-suite bathroom with a double-sink vanity, new flooring, updated faucets, a new toilet, modern light fixtures, and a refinished bathtub. The guest bedroom is generously sized and conveniently located near the renovated guest bathroom, which includes new flooring, a new vanity, a new toilet, linen storage, updated lighting, and fresh paint. Additional highlights include a stone exterior façade on the first level, vinyl siding on the second level, exterior lighting, and concrete walkways. Low HOA fees include insurance, exterior maintenance, termite control, and lawn care. Conveniently located just minutes from shopping, restaurants, the Appleton Museum of Art, Silver Springs State Park, and major roadways for easy commuting, this townhome offers comfort, convenience, and exceptional value. Whether you’re a first-time buyer, downsizing, or investing, this property is a must-see!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,243
Sqft
0.02 ac
Lot size
1981
Year built
Two
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,554 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,554/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.4%
$/sqft vs Ocala actives
$129 vs $187
Days on market
123 vs 53 typical
Where $129/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
172 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2134 NE 45TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$295,000
581 NE 44TH AVENUE
2 bd · 2 ba · 1,224 sqft · $241/sqft · 28 DOM
Sold · Aug ’25$215,000
3709 NE 4TH STREET
3 bd · 2 ba · 1,204 sqft · $179/sqft · 32 DOM
Sold · Sep ’25$260,000
4911 NE 7TH STREET
3 bd · 2 ba · 1,282 sqft · $203/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2134 NE 45TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2134 NE 45TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2134 NE 45TH AVENUE FAQs
What would the monthly payment be for 2134 NE 45TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,554/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2134 NE 45TH AVENUE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2134 NE 45TH AVENUE?+
The most recent tax bill on record (2025) was $2,185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2134 NE 45TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $159,900, this home is listed about 47% below the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 2134 NE 45TH AVENUE?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the OCALA 34470 market on paper
$159,900 is 20% below the OCALA 34470 median of $199,900, and at $129/sqft it sits under the Ocala average of $206.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
123 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $179,900, now $159,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SYNERGY HOME REALTY, LLC · Realtor Flor Rodriguez. MLS #O6397217.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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