3435 OVERLOOK DRIVE NE, ST PETERSBURG, FL, 33703
Active129 days on marketListed Apr 9, 2026MLS #O6397691
About this home
3435 OVERLOOK DRIVE NE
Available for monthly or quarterly rental – internet, and lawn maintenance included. Charming 3BR/2.5BA solid block home with open floor plan, spacious primary suite with ensuite bath and dual walk-in closets, and a functional kitchen with built-in pantry. Enjoy a screened, paved lanai and fully fenced backyard—ideal for relaxing or entertaining. Features include indoor laundry with sink, recessed lighting, sprinkler system, generator hookup, carport, circular driveway, and storage shed. Prime Shore Acres location just minutes to downtown St. Pete, the Pier, parks, dining, shopping, and Tampa International Airport.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,428
Sqft
0.17 ac
Lot size
1959
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SHORE ACRES OVERLOOK SEC
$3 vs $285
Days on market
129 vs 57 typical
Where $3/sqft sits among the 24 homes for sale in SHORE ACRES OVERLOOK SEC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shore Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Shore Acres — neighborhood snapshot
Population
5,665
Median age
43
Median income
$152,582
Median home value
$595,023
Avg household
3
Households w/ children
736
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
13 of 24
SHORE ACRES OVERLOOK SEC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3435 OVERLOOK DRIVE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$270,000
1600 CONNECTICUT AVENUE NE · same community
3 bd · 2 ba · 1,472 sqft · $183/sqft · 97 DOM
Sold · May ’26$185,000
3946 HELENA STREET NE · same community
3 bd · 2 ba · 1,320 sqft · $140/sqft · 0 DOM
Sold · Aug ’26$245,000
3927 HUNTINGTON STREET NE · same community
3 bd · 2 ba · 1,537 sqft · $159/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3435 OVERLOOK DRIVE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3435 OVERLOOK DRIVE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3435 OVERLOOK DRIVE NE FAQs
What would the monthly payment be for 3435 OVERLOOK DRIVE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3435 OVERLOOK DRIVE NE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $3,800, this home is listed about 99% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3435 OVERLOOK DRIVE NE?+
Shore Acres Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33703 market on paper
$3,800 is 99% below the ST PETERSBURG 33703 median of $420,000, and at $3/sqft it sits under the St Petersburg average of $380.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
129 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Shore Acres Elementary School, Northeast High School, Meadowlawn Middle School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ALLIANCE RENTAL HOMES · Peter Dang. MLS #O6397691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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