CENTURY 21 Edge
$245,000$264,9003 bd2.5 ba1,420 sqft$173 /sqft$2,345 /mo all-in ↓

1360 WINDSOR LAKE CIRCLE, SANFORD, FL, 32773

Active123 days on marketListed Apr 11, 2026MLS #O6397870

Priced 18% below the SANFORD 32773 medianReduced $20KTownhouseWINDSOR LAKE TWNHMS

About this home

1360 WINDSOR LAKE CIRCLE

One or more photo(s) has been virtually staged. Price Improved | Your New Chapter Begins at Windsor Lakes. Imagine coming home every evening through a private gated entrance, stepping into a space that feels both stylish and effortlessly comfortable. That is the lifestyle waiting for you at 1360 Windsor Lake Circle. This 3-bedroom, 3-bathroom end-unit townhome offers 1,420 square feet of thoughtfully designed living space in one of Sanford's most sought-after gated communities. From the moment you walk in, rich cabinetry, stainless steel appliances, and a spacious pantry invite you to cook, gather, and entertain with ease. Mornings are better on your covered patio, coffee in hand, taking in peaceful grassy views. Evenings wind down in your primary suite retreat, complete with an en-suite bathroom and a walk-in closet designed to hold every season of your life. The community keeps you close to everything that matters. SR-417 is right outside the gate for effortless commutes, Highway 17-92 puts dining and shopping within minutes, and Orlando Sanford International Airport is just two miles away. Now offered at a reduced price, this move-in ready gem represents outstanding value in today's market. Opportunities like this do not last long. Schedule your private showing today and make this story yours.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,420

Sqft

0.02 ac

Lot size

2012

Year built

Two

Levels

$173

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorSliding Doors

Community & fees

HOA fee$300/mo
Taxes (2024)$4,007/yr
PetsYes
CommunityPlayground · Pool

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,345 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2024 actual bill$334
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,575
Interest rate6.00%
Loan term

Estimated payment

$2,345/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$334
HOA / condo fee$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$235KedgeAI estimate $272,451 · range $269K$279K$290K

vs edgeAI estimate

−10.1%

$/sqft vs Sanford actives

$173 vs $217

Days on market

123 vs 35 typical

Where $173/sqft sits among the 400 Sanford actives

60 · this home
95
99
65
45
36
$153–180$180–206$206–232$232–259$259–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Map of 1360 WINDSOR LAKE CIRCLE

Drive times from this address

Downtown Orlando27 min
Orlando Int’l Airport (MCO)36 min
Universal Orlando40 min
Walt Disney World52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32773 — neighborhood snapshot

Population

33,184

Median age

38.2

Median income

$63,496

Median home value

$259,600

Avg household

2.56

Households w/ children

4,114

For the school run

Seminole County School District

HighLake Mary High School★★★★★
ElementaryHighlands Elementary School★★★★
MiddleGreenwood Lakes Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$354K$380K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

214 of 400

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the SANFORD 32773 median. See the full Sanford market guide →

Paper trail

This home's history

CurrentPrice reduced to $245,000 $20K
Apr 11, 2026Listed at $264,900 · 123 days on market since
2012Built · WINDSOR LAKE TWNHMS

Reality check

What actually sold near 1360 WINDSOR LAKE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2120 WINDSOR LAKE CIRCLESold · Nov ’25

$285,000

2120 WINDSOR LAKE CIRCLE · same community

3 bd · 2.5 ba · 1,549 sqft · $184/sqft · 133 DOM

3330 WINDSOR LAKE CIRCLESold · Feb ’26

$255,000

3330 WINDSOR LAKE CIRCLE · same community

2 bd · 2.5 ba · 1,289 sqft · $198/sqft · 106 DOM

3240 WINDLESHORE WAYSold · Feb ’26

$222,500

3240 WINDLESHORE WAY · same community

2 bd · 2.5 ba · 1,144 sqft · $194/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1360 WINDSOR LAKE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1360 WINDSOR LAKE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1360 WINDSOR LAKE CIRCLE FAQs

What would the monthly payment be for 1360 WINDSOR LAKE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,345/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1360 WINDSOR LAKE CIRCLE?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1360 WINDSOR LAKE CIRCLE?+

The most recent tax bill on record (2024) was $4,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1360 WINDSOR LAKE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sanford?+

At $245,000, this home is listed about 36% below the Sanford median of $384,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1360 WINDSOR LAKE CIRCLE?+

Lake Mary High School (high), Highlands Elementary School (elementary), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SANFORD 32773 market on paper

$245,000 is 18% below the SANFORD 32773 median of $299,900, and at $173/sqft it sits under the Sanford average of $226.

02Time on market is leverage

123 days on market against a Sanford median of 35 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Lake Mary High School, Highlands Elementary School, Greenwood Lakes Middle School — Highlands Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $264,900, now $245,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of EG ORLANDO LLC · Hala Dafterdar, PA. MLS #O6397870.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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