1035 HIGHLANDS ROAD, PUNTA GORDA, FL, 33983
Active117 days on marketListed Apr 14, 2026MLS #O6398560
About this home
1035 HIGHLANDS ROAD
This premier multi-family lot in the desirable Deep Creek area (Section 23) of Punta Gorda offers an unmatched development opportunity. Spanning approximately 20,000 to 21,500 square feet, the property is already primed for growth with RMF15 multi-family zoning, allowing for up to 15 units per acre. A standout feature of this location is the surrounding landscape of vacant lots, which provides both immediate privacy and a rare chance for significant expansion. Investors can secure a larger footprint by acquiring adjacent available parcels, creating a more extensive residential project. Strategically positioned off Sandhill Boulevard, the site offers effortless and immediate access to I-75, ensuring seamless regional connectivity for future residents. Offered at a great price, with market values estimated around $49,000 to $53,000 per lot, this is a highly competitive entry point into a growing market. Essential infrastructure is already in place, with official confirmation that both potable water and sewer services are available for immediate development. Whether you are looking to build a private multi-family residence or a larger integrated community, this property’s mix of accessibility and expansion potential makes it a top-tier choice.
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$581 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$581/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1035 HIGHLANDS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$285,000
25388 PANACHE LANE · same community
2 bd · 2 ba · 1,190 sqft · $239/sqft · 33 DOM
Sold · Jan ’26$215,000
2260 OBERON LANE · same community
2 bd · 2 ba · 1,452 sqft · $148/sqft · 8 DOM
Sold · Jan ’26$189,000
2436 NUREMBERG BOULEVARD · same community
3 bd · 2 ba · 1,526 sqft · $124/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1035 HIGHLANDS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1035 HIGHLANDS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1035 HIGHLANDS ROAD FAQs
What would the monthly payment be for 1035 HIGHLANDS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $581/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1035 HIGHLANDS ROAD?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1035 HIGHLANDS ROAD?+
The most recent tax bill on record (2025) was $1,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1035 HIGHLANDS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $49,900, this home is listed about 85% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1035 HIGHLANDS ROAD?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33983 market on paper
$49,900 is 41% below the PUNTA GORDA 33983 median of $85,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BUCKEYE REALTY LLC · Terry Yonker. MLS #O6398560.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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