Commercial Sale · Retail
110 PENMAN ROAD, NEPTUNE BEACH, FL, 32266
Active110 days on marketListed Apr 23, 2026MLS #O6398879
About this property
The property at a glance
Prime corner retail/commercial building for sale on Penman Road in the heart of Neptune Beach. Located on the corner of a main road and just blocks from the beach, this property offers exceptional visibility and heavy daily traffic exposure. Anchored in a busy plaza with strong retail synergy from two major anchors, the building has been occupied by only two businesses successfully over the past 30+ years — a testament to its proven location and long-term success. This turnkey single-tenant property features great street frontage, abundant parking, and is perfectly positioned for retail, service, or professional use. Ideal for owner-users or investors seeking a stable, high-exposure location in Neptune Beach’s vibrant commercial core. Important: Do not contact or disturb the current occupant. Please do not approach the business. All inquiries must be directed through the listing agent.
1,501
Building sq ft
$1,932
Price / sq ft
0.17
Lot acres
1968
Year built
1
Building
NC-3
Zoning
Retail
Property type
The numbers
Investment snapshot
Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.
Estimated payment (illustrative)
Estimated payment
$13,529/mo
Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Financing
Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Yumiko to connect you with a commercial lender for real numbers.
Where it sits
Location & trade area
What’s nearby
Business data © OpenStreetMap contributors
The area
Who's around this property
1,209
Population
$34,373
Median income
41
Median age
2
Avg household
$524,639
Median home value
$1,436/mo
Median rent
121
Households w/ kids
Consumer profile
Passionate about animal welfare, this population wants to know how best to care for their own pets (with toys and training) and help other animals find their fur-ever home.
Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.
The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.
There's more to student life than academics. It's about the experience - from classes and homecoming, to making lifetime friends and alumni events. These are students at school, taking classes online, or finding other ways to be students in their daily lives.
This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.
Passionate about style, smart chic searches high and low for the perfect look - but not one that will break the bank.
Recent sales
What actually sold near 110 PENMAN ROAD
The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.
$5,069
1326 3RD STREET S UNIT 3
Sold Mar 3, 2026
Your team
The pros in your corner
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, offers, and every question about 110 PENMAN ROAD — start here.
Financing contact
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Ask about commercial financing options for 110 PENMAN ROAD.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked.
Listing courtesy of THE SIMON SIMAAN GROUP · Ashley Reid. MLS #O6398879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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