CENTURY 21 Edge

AMELIA STREET, ORLANDO, FL, 32803

Active115 days on marketListed Apr 14, 2026MLS #O6399047

NEWKIRK SUB

About this home

AMELIA STREET

Shovel-ready opportunity in Lake Eola Heights Historic District—sellable as a fully entitled, permit-ready custom home project. This 50’ x 100’ (5,000 SF) lot comes with a complete, coordinated plan set for a Mediterranean Revival new build: a 2-story single-family residence plus a detached 2-car garage with a studio/ADU above. Major approvals are already in place, including Historic Preservation Board (HPB) approval and zoning approval for the reduced 4’ side setback for the accessory structure. Civil, architectural, structural, and MEP plans are ready for building permit submittal, allowing a buyer to skip months of design/coordination and move directly into permitting and construction. Utilities are positioned for a smoother build: water, sewer, and irrigation are stubbed at the property line, power is available, and water + irrigation capital charges have already been paid (buyer to verify any remaining connection/meter and impact fees). Sale includes the approved site plan and exterior/interior renderings. Prime, walkable location minutes to Lake Eola, Thornton Park, and Downtown Orlando dining, parks, and entertainment—rare to find a build-ready lot with approvals and utilities in place in this neighborhood.

Facts & features

The home at a glance

0.12 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$3,117/yr

Utilities & systems

UtilitiesElectricity Available · Natural Gas Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,268 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$260
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,268/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$260
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Colonialtown South

Map of AMELIA STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando6 min
Universal Orlando18 min
Orlando Int’l Airport (MCO)22 min
Walt Disney World30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Colonialtown South — neighborhood snapshot

Population

1,329

Median age

41

Median income

$68,504

Median home value

$437,200

Avg household

2

Households w/ children

91%

For the school run

Orange County School District

ElementaryHillcrest Elementary★★★★★
ElementaryLake Como School★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Apr 14, 2026Listed at $450,000 · 115 days on market since

Reality check

What actually sold near AMELIA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1535 CATHERINE STREET UNIT 42Sold · Feb ’26

$171,000

1535 CATHERINE STREET UNIT 42

1 bd · 1 ba · 550 sqft · $311/sqft · 25 DOM

1531 CATHERINE STREET UNIT 34Sold · Jan ’26

$142,500

1531 CATHERINE STREET UNIT 34

1 bd · 1 ba · 550 sqft · $259/sqft · 157 DOM

738 S MILLS AVENUESold · Mar ’26

$325,000

738 S MILLS AVENUE

2 bd · 1 ba · 936 sqft · $347/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about AMELIA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for AMELIA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

AMELIA STREET FAQs

What would the monthly payment be for AMELIA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,268/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on AMELIA STREET?+

The most recent tax bill on record (2025) was $3,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $450,000, this home is listed about 15% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to AMELIA STREET?+

Hillcrest Elementary (elementary), Lake Como School (elementary), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jonathan Fitzgerald. MLS #O6399047.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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AMELIA STREET, ORLANDO, FL — $450,000 | CENTURY 21 Edge