1243 W SHADY LANE, CITRUS SPRINGS, FL, 34434
Active120 days on marketListed Apr 16, 2026MLS #O6399682
About this home
1243 W SHADY LANE
Virtually Staged. New home in Citrus Springs with no HOA! Welcome to this beautifully built new construction home, offering four bedrooms, two baths and 1,833 square feet of well-designed living space. This home features an open-concept layout with high ceilings and a bright, airy feel throughout. The spacious living area flows seamlessly into the modern kitchen, complete with white shaker cabinets, quartz countertops, stainless steel appliances and a large island for entertaining. The primary suite offers a private retreat with dual vanities, a walk-in shower and a generous walk-in closet. Enjoy stylish finishes throughout, including luxury vinyl flooring in main areas, contemporary fixtures and plenty of natural light. Go outside to a large backyard with endless possibilities, ideal for relaxing, entertaining or adding future features. In the desirable Citrus Springs area, close to parks, golf courses, and a short drive to Dunnellon and Crystal River. Do not miss this opportunity to own a new home in a growing area so schedule your showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,833
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs CITRUS SPGS UNIT 04
$153 vs $173
Days on market
120 vs 84 typical
Where $153/sqft sits among the 14 homes for sale in CITRUS SPGS UNIT 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $263K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
8 of 14
CITRUS SPGS UNIT 04 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 833% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1243 W SHADY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$300,000
8231 N UPLAND DRIVE · same community
3 bd · 2 ba · 1,857 sqft · $162/sqft · 140 DOM
Sold · Aug ’25$299,900
1413 W AMERICA PLACE · same community
4 bd · 3 ba · 1,865 sqft · $161/sqft · 172 DOM
Sold · Apr ’26$298,000
8675 N CIRCULAR WAY · same community
4 bd · 3 ba · 1,870 sqft · $159/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1243 W SHADY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1243 W SHADY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1243 W SHADY LANE FAQs
What would the monthly payment be for 1243 W SHADY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,951/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1243 W SHADY LANE?+
The most recent tax bill on record (2025) was $233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $279,900, this home is listed about 2% above the Citrus Springs median of $274,953. The market section on this page shows how the area is trending.
Which schools are assigned to 1243 W SHADY LANE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Ohana Martins. MLS #O6399682.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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