774 BARCLAY TERRACE, LAKE WALES, FL, 33853
Active120 days on marketListed Apr 16, 2026MLS #O6400035
About this home
774 BARCLAY TERRACE
Welcome home to this move-in ready 3-bedroom, 2-bath, 2-car garage block home in the sought-after Highland Pointe subdivision. Just minutes from downtown Lake Wales! Offering 1,730 sq ft of heated living space on a generous 10,019 sq ft lot, this solid concrete block and stucco home is built to last and designed for comfortable Florida living. The split floor plan delivers privacy where it counts, the spacious primary suite features an oversized walk-in closet and dual-vanity en-suite bath. Entertain effortlessly in the open living and family areas, then step out to your fully enclosed screened lanai and enjoy Florida's beautiful weather year-round. New double-pane windows add energy efficiency throughout. Tucked inside a quiet community of just 94 homes with a low $17/month HOA, you're 2 minutes from Historic Downtown Lake Wales, close to Bok Tower Gardens, AdventHealth, and everyday shopping, with Orlando International Airport just 45 minutes away. Eligible for Cash, Conventional, FHA, USDA and VA financing. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,730
Sqft
0.23 ac
Lot size
2
Garage
1998
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs Lake Wales actives
$156 vs $175
Days on market
120 vs 54 typical
Where $156/sqft sits among the 364 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33853 — neighborhood snapshot
Population
12,385
Median age
37.3
Median income
$40,938
Median home value
$198,100
Avg household
2.57
Households w/ children
1,565
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
170 of 364
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the LAKE WALES 33853 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 774 BARCLAY TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$179,900
407 S 12TH STREET
3 bd · 1 ba · 1,719 sqft · $105/sqft · 47 DOM
Sold · Dec ’25$291,000
814 S LAKESHORE BOULEVARD
3 bd · 2 ba · 1,697 sqft · $171/sqft · 274 DOM
Sold · Aug ’25$291,620
220 TAYLOR GROVES STREET
3 bd · 2 ba · 1,672 sqft · $174/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 774 BARCLAY TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 774 BARCLAY TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
774 BARCLAY TERRACE FAQs
What would the monthly payment be for 774 BARCLAY TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,186/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 774 BARCLAY TERRACE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 774 BARCLAY TERRACE?+
The most recent tax bill on record (2025) was $3,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 774 BARCLAY TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $270,000, this home is listed about 8% above the Lake Wales median of $250,159. The market section on this page shows how the area is trending.
Which schools are assigned to 774 BARCLAY TERRACE?+
Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$270,000 runs 16% above the LAKE WALES 33853 median — but at 1,730 sqft it's also 21% larger than the typical Lake Wales listing.
02Time on market is leverage
120 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $280,000, now $270,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Frances Speights. MLS #O6400035.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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