325 N CAUSEWAY UNIT D104, NEW SMYRNA BEACH, FL, 32169
Active119 days on marketListed Apr 17, 2026MLS #O6400230
About this home
325 N CAUSEWAY UNIT D104
Welcome to your slice of paradise on the Intracoastal Waterway! This beautifully maintained Waterway East condo offers the perfect blend of location, lifestyle, and turnkey convenience. Ideally situated, you’re just minutes from it all—east to Flagler Avenue and the beach, or west to Canal Street and Riverside Park—placing shopping, dining, and entertainment right at your fingertips. Step inside this immaculate, stylish condo, offered Fully Furnished and move-in ready—perfect for full-time living, a vacation getaway, or an income-producing property. Enjoy peaceful mornings and relaxing evenings with views of the sparkling pool and partial canal views right from your unit. Community Features Include: Deep-water canal with boat dock & available boat slips, Large resort-style pool & fire pit, Clubhouse for gatherings and events with ping pong and pool table. Communal storage area & bike storage room, Assigned parking & elevator access, Quiet, well-maintained community. Live the ultimate coastal lifestyle with easy access to water sports, nightlife, boutique shopping, and top-rated restaurants. Don’t forget local favorites like the monthly Wine Walk on Flagler Ave and year-round community events featured on the NSB calendar. This is your chance to own a turnkey waterfront retreat in one of Florida’s most desirable beach towns. SELLER FINANCING AVAILABLE WITH APPROVED DOWN PAYMENT. CALL FOR MORE INFO. Schedule your showing today—this one won’t last! All Realtor information is presumed correct but not guaranteed including dimensions, zoning, uses and description. Buyer and buyer's agent to verify all information.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
958
Sqft
3.18 ac
Lot size
1972
Year built
One
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,325 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,325/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.3%
$/sqft vs New Smyrna Beach actives
$365 vs $378
Days on market
119 vs 70 typical
Where $365/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Island — neighborhood snapshot
Population
1,002
Median age
62
Median income
$79,564
Median home value
$622,700
Avg household
2
Households w/ children
61%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
213 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 325 N CAUSEWAY UNIT D104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$255,000
325 N CAUSEWAY UNIT B206 · same community
2 bd · 2 ba · 958 sqft · $266/sqft · 3 DOM
Sold · Apr ’26$265,000
325 N CAUSEWAY UNIT D205 · same community
2 bd · 2 ba · 958 sqft · $277/sqft · 54 DOM
Sold · Aug ’26$270,000
325 N CAUSEWAY UNIT D103 · same community
2 bd · 2 ba · 958 sqft · $282/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 325 N CAUSEWAY UNIT D104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 325 N CAUSEWAY UNIT D104 — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
325 N CAUSEWAY UNIT D104 FAQs
What would the monthly payment be for 325 N CAUSEWAY UNIT D104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,325/mo — principal and interest, the actual property-tax bill, the $616/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 325 N CAUSEWAY UNIT D104?+
The association fee works out to $616 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 325 N CAUSEWAY UNIT D104?+
The most recent tax bill on record (2025) was $4,013. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 325 N CAUSEWAY UNIT D104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $349,900, this home is listed about 33% below the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 325 N CAUSEWAY UNIT D104?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the NEW SMYRNA BEACH 32169 market on paper
$349,900 is 32% below the NEW SMYRNA BEACH 32169 median of $517,350, and at $365/sqft it sits under the New Smyrna Beach average of $422.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $616/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $379,900, now $349,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DIVERSIFIED REALTY HOLDINGS · James Broadus. MLS #O6400230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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