3908 SW 171ST LANE, OCALA, FL, 34473
Pending109 days on marketListed Apr 21, 2026MLS #O6400360
About this home
3908 SW 171ST LANE
Virtually Staged. MOTIVATED SELLER — GENEROUS CLOSING COST CREDIT AVAILABLE !!! Beautiful New Construction Home in Ocala | Unique & Highly Desired Floorplan in Prime Location Discover this stunning new construction home in Ocala, featuring a unique and highly desired floorplan designed to deliver both comfort and modern style from the moment you walk in. Thoughtfully laid out to maximize space and functionality, this home offers 4 spacious bedrooms, including a standout primary suite with a generous walk-in closet. The additional bedrooms feature built-in closets, providing practical and organized living for the whole family. With 3 full bathrooms finished using quality materials, every detail complements the home’s contemporary design. Step into a bright and airy open-concept layout where the expansive living room flows seamlessly into the dining area—perfect for entertaining guests or enjoying everyday living. The kitchen serves as the heart of the home, showcasing solid wood cabinetry, elegant stone countertops, and included appliances, making it move-in ready from day one. Enjoy peaceful moments on the welcoming front porch, ideal for morning coffee or relaxing evenings. The stylish paver driveway enhances curb appeal, while the 2-car attached garage offers both convenience and additional storage space. Plus an elegant paver driveway that elevates the curb appeal. Perfectly located near a main road for easy access and close to highly rated schools, this property combines tranquility with accessibility. Whether you're searching for your dream home or a smart investment opportunity, this residence offers exceptional value in one of Ocala’s most desirable areas.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,952
Sqft
0.26 ac
Lot size
2
Garage
2025
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,296 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,296/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs MARION OAKS UN 06
$166 vs $171
Days on market
109 vs 52 typical
Where $166/sqft sits among the 15 homes for sale in MARION OAKS UN 06
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 15
MARION OAKS UN 06 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3908 SW 171ST LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$348,900
16965 SW 50TH CIRCLE · same community
4 bd · 3 ba · 1,942 sqft · $180/sqft · 46 DOM
Sold · Feb ’26$313,500
17269 SW 41ST CIRCLE · same community
4 bd · 3 ba · 1,965 sqft · $160/sqft · 61 DOM
Sold · Jul ’26$310,000
3882 SW 169TH LANE ROAD · same community
3 bd · 2 ba · 1,907 sqft · $163/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3908 SW 171ST LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3908 SW 171ST LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3908 SW 171ST LANE FAQs
What would the monthly payment be for 3908 SW 171ST LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3908 SW 171ST LANE?+
The most recent tax bill on record (2025) was $948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3908 SW 171ST LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $324,990, this home is listed about 9% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3908 SW 171ST LANE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$324,990 runs 30% above the OCALA 34473 median.
02Time on market is leverage
109 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $329,900, now $324,990 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Adriana Pereira, Llc. MLS #O6400360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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